I now have to wait an additional 18 months from this current card ( which I immediately cancelled and hope my credit report is not damaged by Citicards egregious misleading actions ) to apply for a new one. It devastates and frustrates me that I was so misled

What the CFPB Record Shows About I now have to wait an additional 18 months from this current card ( which I immediately cancelled and hope my credit report is not damaged by Citicards egregious misleading actions ) to apply for a new one. It devastates and frustrates me that I was so misled

I now have to wait an additional 18 months from this current card ( which I immediately cancelled and hope my credit report is not damaged by Citicards egregious misleading actions ) to apply for a new one. It devastates and frustrates me that I was so misled has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is I am writi, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I now have to wait an additional 18 months from this current card ( which I immediately cancelled and hope my credit report is not damaged by Citicards egregious misleading actions ) to apply for a new one. It devastates and frustrates me that I was so misled reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "there would be no miles period to my account because I did n't make the 18 month cutoff date from my previous card. Never was this explained clearly to me", and the single most common underlying issue is "on any of the literature and emails I received. Worse yet".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I now have to wait an additional 18 months from this current card ( which I immediately cancelled and hope my credit report is not damaged by Citicards egregious misleading actions ) to apply for a new one. It devastates and frustrates me that I was so misled: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.