2026 data Public-data reference. official source

I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer's complaint history from CFPB public records. 1 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Afte
Since

Total complaints

1

Filed since Afte

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer complaint mix by product

Total complaints: 1

I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I told: 1 complaints (100.0%), resolution 0.0% I told 100.0%
  • I told 1 100.0% 0% relief

How I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I told her that she was violating my rights because I have already took the proper legal actions about this situation. I informed her the CFPB complaint number and a brief explanation of why my rights where being violated. Before we got off the phone she told me she would be contacting me back after I guess she was going to check out the information I told her. She also gave me the name of the original creditor which before that I never heard of. She told me it was XXXX XXXX XXXX So 1

Top States

State Complaints
I did research and took immediate action by requesting a validation letter from XXXX XXXX XXXX on XXXX XXXX XXXX. This request was made to ensure the legitimacy of the alleged debts. Incredibly 1

Top Issues

Issue Complaints
while waiting for this supervisor to get back to me. I made a complaint XXXX XXXX to XXXX XXXX XXXX on XXXX on the CFPB website as well. So 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer

I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is After arou, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I told her that she was violating my rights because I have already took the proper legal actions about this situation. I informed her the CFPB complaint number and a brief explanation of why my rights where being violated. Before we got off the phone she told me she would be contacting me back after I guess she was going to check out the information I told her. She also gave me the name of the original creditor which before that I never heard of. She told me it was XXXX XXXX XXXX So", and the single most common underlying issue is "while waiting for this supervisor to get back to me. I made a complaint XXXX XXXX to XXXX XXXX XXXX on XXXX on the CFPB website as well. So".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer have?

I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer respond to complaints on time?

I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer has a 0% timely response rate to CFPB complaints.

What is the most common complaint about I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer?

The most common issue reported against I noticed a sudden drop in my credit score and was startled to see that there were two alleged debts on my XXXX XXXX report. With the company named XXXX XXXX XXXX which it says it was reported on XXXX XXXX XXXX. These alleged debts were supposedly owed to XXXX XXXX XXXX XXXX XXXX for XXXX and XXXX XXXX XXXX XXXX XXXX for XXXX Which it states that XXXX XXXX XXXX had these 2 alleged debts opened since XXXX XXXX XXXX(XXXX XXXX). I will provide the screenshot of that. Which I never have heard of any of those companies or any alleged debts. The very first time I ever even saw or found out about them where off my app. I never received phone calls or mail to my address(which is public info). As a responsible consumer is "while waiting for this supervisor to get back to me. I made a complaint XXXX XXXX to XXXX XXXX XXXX on XXXX on the CFPB website as well. So" in the "I told her that she was violating my rights because I have already took the proper legal actions about this situation. I informed her the CFPB complaint number and a brief explanation of why my rights where being violated. Before we got off the phone she told me she would be contacting me back after I guess she was going to check out the information I told her. She also gave me the name of the original creditor which before that I never heard of. She told me it was XXXX XXXX XXXX So" product category.

Related