I informed XXXX that once a consumer exercise their right of rescind the security interest is automatically negated regardless of its status and whether or not it was recorded or perfected pursuant to 12 CFR 1026.23 ( d ) ( 1 ). Nothing else was mentioned about the right of rescission besides her stating this is our finding.

What the CFPB Record Shows About I informed XXXX that once a consumer exercise their right of rescind the security interest is automatically negated regardless of its status and whether or not it was recorded or perfected pursuant to 12 CFR 1026.23 ( d ) ( 1 ). Nothing else was mentioned about the right of rescission besides her stating this is our finding.

I informed XXXX that once a consumer exercise their right of rescind the security interest is automatically negated regardless of its status and whether or not it was recorded or perfected pursuant to 12 CFR 1026.23 ( d ) ( 1 ). Nothing else was mentioned about the right of rescission besides her stating this is our finding. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ha, and the most recent logged activity is I had to r, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I informed XXXX that once a consumer exercise their right of rescind the security interest is automatically negated regardless of its status and whether or not it was recorded or perfected pursuant to 12 CFR 1026.23 ( d ) ( 1 ). Nothing else was mentioned about the right of rescission besides her stating this is our finding. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XX/XX/2021", and the single most common underlying issue is "as the contract is between Credit Acceptance and XXXX XXXX not me. She then asked".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I informed XXXX that once a consumer exercise their right of rescind the security interest is automatically negated regardless of its status and whether or not it was recorded or perfected pursuant to 12 CFR 1026.23 ( d ) ( 1 ). Nothing else was mentioned about the right of rescission besides her stating this is our finding.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.