2026 data Public-data reference. official source

I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802's complaint history from CFPB public records. 1 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
The
Since

Total complaints

1

Filed since The

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 complaint mix by product

Total complaints: 1

I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). original creditors: 1 complaints (100.0%), resolution 0.0% original creditors 100.0%
  • original creditors 1 100.0% 0% relief

How I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
original creditors 1

Top States

State Complaints
I demand that Original Creditor : ( GFS II LLC ) refrain from disclosing any of my personal information to third parties for marketing purposes. Please ensure that my personal data 1

Top Issues

Issue Complaints
must also adhere to other applicable laws and regulations. The Truth in Lending Act ( TILA ) 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802

I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The violat, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "original creditors", and the single most common underlying issue is "must also adhere to other applicable laws and regulations. The Truth in Lending Act ( TILA )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 have?

I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 respond to complaints on time?

I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802?

The most common issue reported against I hereby opt out of having any information pertaining to my account with Original Creditor : ( GFS II LLC ) to credit reporting agencies. Please ensure that my account status and any associated data are not disclosed to any credit bureaus or included in any credit reports. This request is in accordance with my rights under the Fair Credit Reporting Act. Under the provisions of 15 USC 6802 is "must also adhere to other applicable laws and regulations. The Truth in Lending Act ( TILA )" in the "original creditors" product category.

Related