Total complaints
3
Filed since Inac
2026 data Public-data reference. official source
I have been denied credit
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows I have been denied credit's complaint history from CFPB public records. 3 consumers have filed complaints since Inac. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Inac
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
I have been denied credit complaint mix by product
- charge-offs 2 66.7% – 0% relief
- is not 1 33.3% – 0% relief
How I have been denied credit's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| charge-offs | 2 |
| is not connected to me | 1 |
Top States
| State | Complaints |
|---|---|
| housing | 2 |
| suffering financial harm and damage to my consumer reputation. I previously disputed this account with the credit reporting agencies. Despite these disputes | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| late payments | 2 |
| including but not limited to : 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) Furnishing information with knowledge of inaccuracies 15 U.S.C. 1681e ( b ) Failure to ensure maximum possible accuracy 15 U.S.C. 1681s-2 ( b ) Failure to conduct a reasonable investigation after dispute 15 U.S.C. 1681b ( c ) ( 3 ) No permissible purpose to obtain or furnish my consumer report 15 U.S.C. 1681q Obtaining consumer information under false pretenses 15 U.S.C. 1692c ( c ) Improper communication in connection with debt collection 12 CFR 1006.34 Failure to provide proper debt validation notice 15 U.S.C. 1681a ( e ) Improper use and disclosure of consumer information Additionally | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About I have been denied credit
I have been denied credit has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Inac, and the most recent logged activity is My credit , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I have been denied credit reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "charge-offs", and the single most common underlying issue is "late payments".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I have been denied credit: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does I have been denied credit have?
I have been denied credit has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does I have been denied credit respond to complaints on time?
I have been denied credit has a 0% timely response rate to CFPB complaints.
What is the most common complaint about I have been denied credit?
The most common issue reported against I have been denied credit is "late payments" in the "charge-offs" product category.
Read our methodology — how this data is sourced, computed, and verified.
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