Total complaints
1
Filed since I sp
2026 data Public-data reference. official source
i had XXXX credit. The only change on the equifax site was a delinquent collection
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows i had XXXX credit. The only change on the equifax site was a delinquent collection's complaint history from CFPB public records. 1 consumers have filed complaints since I sp. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I sp
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
i had XXXX credit. The only change on the equifax site was a delinquent collection complaint mix by product
- she looked 1 100.0% – 0% relief
How i had XXXX credit. The only change on the equifax site was a delinquent collection's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| she looked at my account. She stated that I had no collections on my file. I told her that on their website it showed i did have a collection. The agent then started telling me the generic statement of how they are not at fault | 1 |
Top States
| State | Complaints |
|---|---|
| that had a last contact of XXXX of 2022. So what made my credit drop then | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| collections | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About i had XXXX credit. The only change on the equifax site was a delinquent collection
i had XXXX credit. The only change on the equifax site was a delinquent collection has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I sp, and the most recent logged activity is I spoke wi, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, i had XXXX credit. The only change on the equifax site was a delinquent collection reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "she looked at my account. She stated that I had no collections on my file. I told her that on their website it showed i did have a collection. The agent then started telling me the generic statement of how they are not at fault", and the single most common underlying issue is "collections".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating i had XXXX credit. The only change on the equifax site was a delinquent collection: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does i had XXXX credit. The only change on the equifax site was a delinquent collection have?
i had XXXX credit. The only change on the equifax site was a delinquent collection has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does i had XXXX credit. The only change on the equifax site was a delinquent collection respond to complaints on time?
i had XXXX credit. The only change on the equifax site was a delinquent collection has a 0% timely response rate to CFPB complaints.
What is the most common complaint about i had XXXX credit. The only change on the equifax site was a delinquent collection?
The most common issue reported against i had XXXX credit. The only change on the equifax site was a delinquent collection is "collections" in the "she looked at my account. She stated that I had no collections on my file. I told her that on their website it showed i did have a collection. The agent then started telling me the generic statement of how they are not at fault" product category.
Read our methodology — how this data is sourced, computed, and verified.
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