Total complaints
6
Filed since Sinc
2026 data Public-data reference. official source
I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
6 consumer complaints filed with the CFPB
This profile shows I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines's complaint history from CFPB public records. 6 consumers have filed complaints since Sinc. The company has a 0% timely response rate and has provided relief in 0% of cases.
6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Sinc
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines complaint mix by product
- Subject : 3 50.0% – 0% relief
- Subject : 3 50.0% – 0% relief
How I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Subject : Dispute and Request for Removal of Incorrectly Reported Charge-Off To whom it may concern at Equifax | 3 |
| Subject : Dispute and Request for Removal of Incorrectly Reported Charge-Off To whom it may concern at Experian | 3 |
Top States
| State | Complaints |
|---|---|
| debts reported as charged off should be documented and reported to the IRS using Form 1099-C | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| 15 U.S.C. 1681 et seq. ) | 6 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines
I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines has accumulated 6 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Sinc, and the most recent logged activity is Sincerely, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Subject : Dispute and Request for Removal of Incorrectly Reported Charge-Off To whom it may concern at Equifax", and the single most common underlying issue is "15 U.S.C. 1681 et seq. )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines have?
I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.
Does I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines respond to complaints on time?
I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines has a 0% timely response rate to CFPB complaints.
What is the most common complaint about I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines?
The most common issue reported against I formally dispute the accuracy of the following charged-off account being reported on my credit report : This account is inaccurately reported as a charged-off debt with a balance. According to IRS guidelines is "15 U.S.C. 1681 et seq. )" in the "Subject : Dispute and Request for Removal of Incorrectly Reported Charge-Off To whom it may concern at Equifax" product category.
Read our methodology — how this data is sourced, computed, and verified.
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