2026 data Public-data reference. official source

I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore's complaint history from CFPB public records. 1 consumers have filed complaints since Port. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Port
Since

Total complaints

1

Filed since Port

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore complaint mix by product

Total complaints: 1

I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX NOTICE: 1 complaints (100.0%), resolution 0.0% XXXX NOTICE 100.0%
  • XXXX NOTICE 1 100.0% 0% relief

How I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX NOTICE TO CEO 1

Top States

State Complaints
I am requesting the following documents below as I need to see the following documents to lawfully authenticate the alleged debt you are claiming I owe. 1

Top Issues

Issue Complaints
I received a phone call from a person stating that they are a representative or an employee for Portfolio Recovery Associates. During that phone call I believed my consumer rights were violated under the Fair Debt Collection Practices Act ( FDCPA ). First 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore

I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Port, and the most recent logged activity is Portfolio , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX NOTICE TO CEO", and the single most common underlying issue is "I received a phone call from a person stating that they are a representative or an employee for Portfolio Recovery Associates. During that phone call I believed my consumer rights were violated under the Fair Debt Collection Practices Act ( FDCPA ). First".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore have?

I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore respond to complaints on time?

I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore has a 0% timely response rate to CFPB complaints.

What is the most common complaint about I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore?

The most common issue reported against I demand my rights be respected. I am putting Portfolio Recovery Associates and its representatives on NOTICE requesting more information as it has come to my attention that Portfolio Recovery Associates have a history of illegal debt collection practices and consumer reporting violations according to lawsuit filed by the Consumer Financial Protection Bureau ( CFPB ). See Exhibit XXXX and web Link as evidence or proof. https : XXXX SEE EXHIBIT XXXX XXXX XXXX XXXX Therefore is "I received a phone call from a person stating that they are a representative or an employee for Portfolio Recovery Associates. During that phone call I believed my consumer rights were violated under the Fair Debt Collection Practices Act ( FDCPA ). First" in the "XXXX NOTICE TO CEO" product category.

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