Total complaints
1
Filed since I up
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital's complaint history from CFPB public records. 1 consumers have filed complaints since I up. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since I up
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| but XXXX XXXX XXXX XXXX intentionally stalled the process. They repossessed my car on XX/XX/24 | 1 |
| State | Complaints |
|---|---|
| Inc. d/b/a Start Auto Finance,FL,33064,,Consent provided,Web,2024-04-04,Closed with explanation,Yes,N/A,8687274 | 1 |
| Issue | Complaints |
|---|---|
| timing it on a Friday evening to hinder communication. Finally | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I up, and the most recent logged activity is I upheld a, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but XXXX XXXX XXXX XXXX intentionally stalled the process. They repossessed my car on XX/XX/24", and the single most common underlying issue is "timing it on a Friday evening to hinder communication. Finally".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital has a 0% timely response rate to CFPB complaints.
The most common issue reported against I clearly stated that the down payment was made. It's evident that XXXX and XXXX XXXX XXXX XXXX are colluding to defraud me. I submitted a copy of my receipt that I paid to start auto and it clearly states no side loans or balances! This is bank fraud!,Company believes it acted appropriately as authorized by contract or law,Lugano Capital is "timing it on a Friday evening to hinder communication. Finally" in the "but XXXX XXXX XXXX XXXX intentionally stalled the process. They repossessed my car on XX/XX/24" product category.
Read our methodology — how this data is sourced, computed, and verified.