2026 data Public-data reference. official source

I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done.

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done.'s complaint history from CFPB public records. 1 consumers have filed complaints since XX/X. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
XX/X
Since

Total complaints

1

Filed since XX/X

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. complaint mix by product

Total complaints: 1

I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). rapid decline: 1 complaints (100.0%), resolution 0.0% rapid decline 100.0%
  • rapid decline 1 100.0% 0% relief

How I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
rapid decline in communication with XXXX XXXX 1

Top Issues

Issue Complaints
wrong materials and having an exposed roof for over XXXX month. Evidence of fraud was submitted through Synchrony 's Website on XX/XX/XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done.

I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XX/X, and the most recent logged activity is XX/XX/XXXX, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "rapid decline in communication with XXXX XXXX", and the single most common underlying issue is "wrong materials and having an exposed roof for over XXXX month. Evidence of fraud was submitted through Synchrony 's Website on XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. have?

I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. respond to complaints on time?

I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. has a 0% timely response rate to CFPB complaints.

What is the most common complaint about I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done.?

The most common issue reported against I asked Synchrony Fraud department if Synchrony Transact was the platform that was used for this account and that was confirmed by their Rep. Should be a recorded call. This platform relies on email confirmation of generated sales receipt and/or final completion of project to be signed off by card holder prior to releasing of funds. This was never done. is "wrong materials and having an exposed roof for over XXXX month. Evidence of fraud was submitted through Synchrony 's Website on XX/XX/XXXX" in the "rapid decline in communication with XXXX XXXX" product category.

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