I applied and they approved me on XX/XX/2021 and they closed the card on XX/XX/2021. CapitalOne used my Social Security card which is my credit card pursuant to 15 USC 1602 ( l )

What the CFPB Record Shows About I applied and they approved me on XX/XX/2021 and they closed the card on XX/XX/2021. CapitalOne used my Social Security card which is my credit card pursuant to 15 USC 1602 ( l )

I applied and they approved me on XX/XX/2021 and they closed the card on XX/XX/2021. CapitalOne used my Social Security card which is my credit card pursuant to 15 USC 1602 ( l ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Capi, and the most recent logged activity is CapitalOne, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I applied and they approved me on XX/XX/2021 and they closed the card on XX/XX/2021. CapitalOne used my Social Security card which is my credit card pursuant to 15 USC 1602 ( l ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "account ending XXXX without prior notice. I called to find out what was going on and the representative told me my account was closed due to too many returned payments and also fraud on my part. The representative later said she cant find any returned payments so she transferred me to the fraud department", and the single most common underlying issue is "amount or legal status of the debt which is a violation pursuant to 15 USC 1692e ( 2 ) ( A ) under the Fair Debt Collection Practices Act. I have proof attached from CapitalOnes mobile app labeled exhibit A. Further adding more injury".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I applied and they approved me on XX/XX/2021 and they closed the card on XX/XX/2021. CapitalOne used my Social Security card which is my credit card pursuant to 15 USC 1602 ( l ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.