Total complaints
1
Filed since Its
2026 data Public-data reference. official source
I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need's complaint history from CFPB public records. 1 consumers have filed complaints since Its . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Its
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need complaint mix by product
- the loan 1 100.0% – 0% relief
How I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the loan is not collectable and its not enforceable. The dirty little secret among online payday lenders who violate state laws is that they can not win in state court. If someone makes you a loan thats illegal | 1 |
Top States
| State | Complaints |
|---|---|
| consumers/borrowers are not only being taken advantage of but lied to about the interest rates. I had no idea that lenders had to be licensed in the state the consumer/borrower is located until I began my research. I had no clue that most of these lenders are operating illegally and lying about being affiliated with Native American Tribes to XXXX and steal from vulnerable people by charging between XXXX % XXXX % in interest to evade the law. They assume that people will not research their legal rights and pay blindly. Sadly | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| youre not under any obligation to pay it back. Regardless of the company youve borrowed from | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need
I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Its , and the most recent logged activity is Its illega, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the loan is not collectable and its not enforceable. The dirty little secret among online payday lenders who violate state laws is that they can not win in state court. If someone makes you a loan thats illegal", and the single most common underlying issue is "youre not under any obligation to pay it back. Regardless of the company youve borrowed from".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need have?
I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need respond to complaints on time?
I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need has a 0% timely response rate to CFPB complaints.
What is the most common complaint about I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need?
The most common issue reported against I am not under any obligation to pay them back. This all started from a loan application I downloaded from my app store and the emails/calls/texts began to flood in. In times of need is "youre not under any obligation to pay it back. Regardless of the company youve borrowed from" in the "the loan is not collectable and its not enforceable. The dirty little secret among online payday lenders who violate state laws is that they can not win in state court. If someone makes you a loan thats illegal" product category.
Read our methodology — how this data is sourced, computed, and verified.
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