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housing

39 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

39 consumer complaints filed with the CFPB

This profile shows housing's complaint history from CFPB public records. 39 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.

39
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
22
States Active
Acco
Since

Total complaints

39

Filed since Acco

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

housing complaint mix by product

Total complaints: 39

housing complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 39 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I have: 3 complaints (15.0%), resolution 0.0% I have 15.0% XXXX: 3 complaints (15.0%), resolution 0.0% XXXX 15.0% Deceptive: 3 complaints (15.0%), resolution 0.0% Deceptive 15.0% I am: 3 complaints (15.0%), resolution 0.0% I am 15.0% providing detailed: 3 complaints (15.0%), resolution 0.0% providing detailed 15.0% TransUnion: 3 complaints (15.0%), resolution 0.0% TransUnion 15.0% and no: 2 complaints (10.0%), resolution 0.0% and no 10.0%
  • I have 3 15.0% 0% relief
  • XXXX 3 15.0% 0% relief
  • Deceptive 3 15.0% 0% relief
  • I am 3 15.0% 0% relief
  • providing detailed 3 15.0% 0% relief
  • TransUnion 3 15.0% 0% relief
  • and no 2 10.0% 0% relief

How housing's 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I have attempted to resolve multiple errors and inaccuracies on my consumer reports by following proper dispute procedures and citing applicable laws. However 3
XXXX 3
Deceptive 3
I am providing evidence of non-compliance 3
providing detailed documentation 3
TransUnion 3
and no late record should exist. This false history punishes me unfairly 2
despite a {$0.00} balance 2
particularly 15 U.S.C. 1681e ( b ) 2
including : 15 U.S.C. 1681e ( b ) : Failing to ensure maximum accuracy 15 U.S.C. 1681i ( a ) : Failing to properly reinvestigate my disputes 15 U.S.C. 1681i ( a ) ( 5 ) ( B ) : Reinsertions without proper notice or certification 15 U.S.C. 1666b : Reporting late payments that were not 2
failed to properly reinvestigate 1
I identified multiple violations : Irrelevant or outdated driving records Insurance-related records with no permissible purpose Traffic violations and vehicle incidents not legally linked to my identity Multiple outdated addresses 1
making Equifax liable for damages. Under FCRA 1681n 1
I have experienced the following issues : 1. Lack of Proper Investigation : When I disputed the false negative entry 1
under 15 U.S.C. 1681i ( a ) 1
Section 623 ( a ) I implore the Consumer Financial Protection Bureau to enforce my legal rights and protect me from the severe consequences of these violations. The impact of these violations on my life has been profound and emotional. Allow me to share my story with the hope that it will emphasize the urgency of addressing these issues : [ Share a personal story in detail 1
Experian has continued to report multiple erroneous charge-offs 1
my credit score has dropped 1
income 1
these false and misleading reports constitute defamation of my character 1
as it is triggering for my XXXX XXXX 1
notices 1
late payments 1

Top States

State Complaints
and employment. 6
or employment 5
and financial opportunities 3
and financial opportunities. 3
and insurance 3
or even employment 2
and credit Mental distress 2
or other financial opportunities because of false information that should have never been reported. 1
and financial opportunities ) Increased interest rates on loans and credit cards Emotional distress and financial hardship I am demanding : The immediate removal of these inaccurate accounts. 1
and 1
and even employment opportunities. The emotional toll and financial strain from being unjustly penalized for a debt I no longer owe are considerable 1
or other essential aspects. ] In light of the aforementioned violations and the impact they have had on my life 1
or financial services.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
and resulting in financial hardship. I did not receive an adverse action notice 1
and other essential services 1
employment 1
and employment decisions. 1
and other essential services. 1
and employment. TransUnion needs to be held accountable for their corporate negligence and denial of my legal right to accurate consumer reporting.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
and financial services. Under FCRA Section 1681i 1

Top Issues

Issue Complaints
refused to provide validation or verification of accounts 3
5531 ( c ) ) and deceptive ( misleading reporting of a disputed debt as valid charge-off 3
I have suffered financial harm 3
fraudulent 3
integrity 3
raising my interest rates 2
as I have taken responsible steps to manage my finances 2
it must remove or correct that information in a timely manner 2
late due to third-party processing errors 15 U.S.C. 1681n and 1681o : Willful and negligent noncomplianceentitling me to statutory 2
inaccurate 1
my finances 1
is grossly outdated 1
plus actual damages 1
it appears to have merely deferred to the data furnisher without verifying the accuracy of the information 1
TransUnion was legally obligated to conduct a reasonable reinvestigation and correct any errors. Yet 1
unauthorized inquiries 1
XXXX XXXX 1
and inquiries. Many of these accounts do not belong to me 1
and I have suffered real financial harm. This includes difficulty qualifying for credit 1
and verification history and shares that information with banks 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About housing

housing has accumulated 39 consumer complaints in the CFPB public database, with filings active across 22 U.S. states. Of those submissions, 35 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is edit repor, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, housing reports a 0% timely-response rate and has closed 5.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have attempted to resolve multiple errors and inaccuracies on my consumer reports by following proper dispute procedures and citing applicable laws. However", and the single most common underlying issue is "refused to provide validation or verification of accounts".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating housing: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does housing have?

housing has received 39 consumer complaints filed with the Consumer Financial Protection Bureau.

Does housing respond to complaints on time?

housing has a 0% timely response rate to CFPB complaints.

What is the most common complaint about housing?

The most common issue reported against housing is "refused to provide validation or verification of accounts" in the "I have attempted to resolve multiple errors and inaccuracies on my consumer reports by following proper dispute procedures and citing applicable laws. However" product category.

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