2026 data Public-data reference. official source

holders of XXXX XXXX XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows holders of XXXX XXXX XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since SPS . The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
SPS
Since

Total complaints

1

Filed since SPS

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

holders of XXXX XXXX XXXX complaint mix by product

Total complaints: 1

holders of XXXX XXXX XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). SPS is: 1 complaints (100.0%), resolution 0.0% SPS is 100.0%
  • SPS is 1 100.0% 0% relief

How holders of XXXX XXXX XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
SPS is confident that the servicing of the loan by SPS has been compliant with all applicable state and federal regulations. '' Not sure that is the case. On XX/XX/XXXX 1

Top States

State Complaints
dated XX/XX/XXXX filed with the XXXX County 1

Top Issues

Issue Complaints
... This letter is to notify you that the ownership of your mortgage loan has changed. The terms of your mortgage loan have not changed ... '' ... The ownership of your mortgage loan has been transferred to XXXX XXXX XXXX effective XX/XX/XXXX. XXXX XXXX XXXX does not make mortgage loans but instead purchases 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About holders of XXXX XXXX XXXX

holders of XXXX XXXX XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to SPS , and the most recent logged activity is SPS states, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, holders of XXXX XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "SPS is confident that the servicing of the loan by SPS has been compliant with all applicable state and federal regulations. '' Not sure that is the case. On XX/XX/XXXX", and the single most common underlying issue is "... This letter is to notify you that the ownership of your mortgage loan has changed. The terms of your mortgage loan have not changed ... '' ... The ownership of your mortgage loan has been transferred to XXXX XXXX XXXX effective XX/XX/XXXX. XXXX XXXX XXXX does not make mortgage loans but instead purchases".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating holders of XXXX XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does holders of XXXX XXXX XXXX have?

holders of XXXX XXXX XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does holders of XXXX XXXX XXXX respond to complaints on time?

holders of XXXX XXXX XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about holders of XXXX XXXX XXXX?

The most common issue reported against holders of XXXX XXXX XXXX is "... This letter is to notify you that the ownership of your mortgage loan has changed. The terms of your mortgage loan have not changed ... '' ... The ownership of your mortgage loan has been transferred to XXXX XXXX XXXX effective XX/XX/XXXX. XXXX XXXX XXXX does not make mortgage loans but instead purchases" in the "SPS is confident that the servicing of the loan by SPS has been compliant with all applicable state and federal regulations. '' Not sure that is the case. On XX/XX/XXXX" product category.

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