Total complaints
46
Filed since Acco
2026 data Public-data reference. official source
higher interest rates
46 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
46 consumer complaints filed with the CFPB
This profile shows higher interest rates's complaint history from CFPB public records. 46 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
46
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
26
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
higher interest rates complaint mix by product
- unverifiable accounts 19 54.3% – 0% relief
- and XXXX 3 8.6% – 0% relief
- 607 ( 3 8.6% – 0% relief
- credit bureaus 3 8.6% – 0% relief
- I immediately 3 8.6% – 0% relief
- the above 2 5.7% – 0% relief
- credit reporting 2 5.7% – 0% relief
How higher interest rates's 46 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| unverifiable accounts | 19 |
| and XXXX failed to fulfill their legal obligations under the Fair Credit Reporting Act ( FCRA ) by not conducting a proper and reasonable investigation into your previous disputes regarding inaccurate information on your credit reports. The inaccurate accounts you are disputing are : [ List each inaccurate account by name | 3 |
| 607 ( b ) | 3 |
| credit bureaus are obligated to investigate disputes within 30 days of receiving a formal request. However | 3 |
| I immediately filed an FTC Identity Theft Report | 3 |
| the above items are inaccurate | 2 |
| credit reporting agencies are required to investigate disputes and update or correct any inaccurate information within 30 days. However | 2 |
| XXXX XXXX | 1 |
| credit bureaus must investigate disputes within 30 days of receiving a formal request. However | 1 |
| charged-off | 1 |
| 15 U.S.C. 1681 and 15 U.S.C. 1681i | 1 |
| but Experian refuses to remove them | 1 |
| for which I have disputed the reporting of multiple loans opened with the same creditor. The information reported is inaccurate and shows these accounts as open with no payment history. Under FCRA 623 ( a ) ( 1 ) ( A ) | 1 |
| charge-offs | 1 |
| accounts | 1 |
| credit bureaus are obligated to investigate disputes within XXXX days of receiving a formal request. However | 1 |
| CA XXXX This address is inaccurately reported on my credit report and is not associated with me in any manner. Reporting this false address misleads creditors and creates a false representation of my residential history. I have never lived at this property | 1 |
| Experian 's failure to properly investigate | 1 |
Top States
| State | Complaints |
|---|---|
| and reputational damage. I request the CFPB to take enforcement action to ensure compliance and hold the reporting agencies and furnishers accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 6 |
| and reputational damage. I request the CFPB to take enforcement action to ensure compliance and hold the reporting agencies and furnishers accountable.,,EQUIFAX | 6 |
| etc. ]. | 3 |
| and emotional distress. If these inaccuracies are not fully resolved | 3 |
| emotional stress | 3 |
| and denial of favorable credit terms. | 3 |
| and emotional distress. This prolonged delay raises serious concerns about the reliability and efficiency of the process.,,EQUIFAX | 2 |
| difficulty obtaining housing | 2 |
| and reputational damage. I request the CFPB to take enforcement action to ensure compliance and hold the reporting agencies and furnishers accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30016,,Consent provided,Web,2025-08-16,Closed with explanation,Yes,N/A,15304281 | 1 |
| and other adverse actions of the like. I am disturbed and stressed that this reporting is being shown to others.,,Santander Consumer USA Holdings Inc.,PA,19120,,Consent provided,Web,2021-11-12,Closed with explanation,Yes,N/A,4905568 | 1 |
| and reputational damage. I request the CFPB to take enforcement action to ensure compliance and hold the reporting agencies and furnishers accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92507,,Consent provided,Web,2025-08-14,Closed with explanation,Yes,N/A,15297438 | 1 |
| and emotional distress. This delay diminishes my confidence in the reliability and effectiveness of your processes.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and lost financial opportunities. I have invested time in filing disputes | 1 |
| and damaged financial credibility.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and emotional XXXX. | 1 |
| and reputational damage. I request the CFPB to take enforcement action to ensure compliance and hold the reporting agencies and furnishers accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90712,,Consent provided,Web,2025-08-14,Closed with explanation,Yes,N/A,15296785 | 1 |
| and reputational damage. I request the CFPB to take enforcement action to ensure compliance and hold the reporting agencies and furnishers accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92881,,Consent provided,Web,2025-08-15,Closed with explanation,Yes,N/A,15318714 | 1 |
| and overall financial distress. The failure of the credit bureaus to maintain accurate credit files and to properly reinvestigate disputed information has caused significant harm to the consumer. | 1 |
| and unnecessary stress. I request that the CFPB compel Experian to delete the inaccurate addresses | 1 |
| and emotional distress. This prolonged delay raises serious concerns about the reliability and efficiency of the process.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| complete payment records | 19 |
| and I have yet to receive any resolution | 5 |
| and the specific reason for the dispute. For example : Account name : XXXX XXXX | 3 |
| 611 | 3 |
| and initiated disputes with Experian and the furnishers of the inaccurate information. Despite these steps | 3 |
| and violate federal law. Wrong addresses create identity confusion and risk | 2 |
| natural person | 1 |
| original balance {$360.00} Date Opened : XX/XX/XXXX ( note : future date suggests reporting error ) Violations : 15 U.S.C. 1692g ( a ) Failure to validate debt upon request 15 U.S.C. 1692e Misleading representation of debt Impact on My Life : These errors have gravely impacted my ability to obtain housing | 1 |
| complete | 1 |
| and is violating FCRA requirements for accuracy and proper verification. I am requesting the CFPB to take immediate action and force Experian to delete all the above fraudulent | 1 |
| Equifax Information Services LLC has failed to make the necessary corrections. As a result | 1 |
| and FCRA 611 mandates that the credit bureau conducts a reasonable investigation into any such disputes. However | 1 |
| the credit bureaus have failed to correct these errors | 1 |
| provided generic responses without verification | 1 |
| I am entitled to dispute inaccurate information and require a complete reinvestigation. Previous disputes have failed to correct this inaccuracy | 1 |
| Equifax Information LLC has failed to make the necessary corrections. As a result | 1 |
| and update the information has led to significant financial consequences. Your actions | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About higher interest rates
higher interest rates has accumulated 46 consumer complaints in the CFPB public database, with filings active across 26 U.S. states. Of those submissions, 45 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is Upon disco, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, higher interest rates reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "unverifiable accounts", and the single most common underlying issue is "complete payment records".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating higher interest rates: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does higher interest rates have?
higher interest rates has received 46 consumer complaints filed with the Consumer Financial Protection Bureau.
Does higher interest rates respond to complaints on time?
higher interest rates has a 0% timely response rate to CFPB complaints.
What is the most common complaint about higher interest rates?
The most common issue reported against higher interest rates is "complete payment records" in the "unverifiable accounts" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
