Total complaints
1
Filed since subm
2026 data Public-data reference. official source
harms my credit profile
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows harms my credit profile's complaint history from CFPB public records. 1 consumers have filed complaints since subm. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
subm
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
harms my credit profile complaint mix by product
- a 1099-C 1 100.0% – 0% relief
How harms my credit profile's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| a 1099-C cancellation of debt form | 1 |
Top States
| State | Complaints |
|---|---|
| and indicates systemic noncompliance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,91915,,Consent provided,Web,2025-07-25,Closed with explanation,Yes,N/A,14879969 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| but no proper documentation or source verification has been provided in accordance with FCRA 611 ( a ) ( 1 ) ( A ) and FCRA 611 ( a ) ( 6 ) ( B ) ( iii ). Furthermore has verified the account without offering any investigation records or documentation of verification sources | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About harms my credit profile
harms my credit profile has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to subm, and the most recent logged activity is submitted , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, harms my credit profile reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "a 1099-C cancellation of debt form", and the single most common underlying issue is "but no proper documentation or source verification has been provided in accordance with FCRA 611 ( a ) ( 1 ) ( A ) and FCRA 611 ( a ) ( 6 ) ( B ) ( iii ). Furthermore has verified the account without offering any investigation records or documentation of verification sources".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating harms my credit profile: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does harms my credit profile have?
harms my credit profile has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does harms my credit profile respond to complaints on time?
harms my credit profile has a 0% timely response rate to CFPB complaints.
What is the most common complaint about harms my credit profile?
The most common issue reported against harms my credit profile is "but no proper documentation or source verification has been provided in accordance with FCRA 611 ( a ) ( 1 ) ( A ) and FCRA 611 ( a ) ( 6 ) ( B ) ( iii ). Furthermore has verified the account without offering any investigation records or documentation of verification sources" in the "a 1099-C cancellation of debt form" product category.
Read our methodology — how this data is sourced, computed, and verified.
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