Total complaints
1
Filed since A mi
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows had a U.S. Bank consumer checking account in the last XXXX years's complaint history from CFPB public records. 1 consumers have filed complaints since A mi. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since A mi
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How had a U.S. Bank consumer checking account in the last XXXX years's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| through and including XX/XX/2023. The checking account must be opened in a branch | 1 |
| State | Complaints |
|---|---|
| or received other U.S. Bank bonus offers within the past XXXX years.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,IL,60202,,Consent provided,Web,2024-03-07,Closed with explanation,Yes,N/A,8501175 | 1 |
| Issue | Complaints |
|---|---|
| you must enroll in online banking or the U.S. Bank Mobile App within 90 days of opening your account. You must also complete XXXX or more direct deposits within 90 days of opening your account that total : {$3000.00} to {$5900.00} to earn the {$200.00} bonus | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
had a U.S. Bank consumer checking account in the last XXXX years has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to A mi, and the most recent logged activity is A minimum , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, had a U.S. Bank consumer checking account in the last XXXX years reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "through and including XX/XX/2023. The checking account must be opened in a branch", and the single most common underlying issue is "you must enroll in online banking or the U.S. Bank Mobile App within 90 days of opening your account. You must also complete XXXX or more direct deposits within 90 days of opening your account that total : {$3000.00} to {$5900.00} to earn the {$200.00} bonus".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating had a U.S. Bank consumer checking account in the last XXXX years: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
had a U.S. Bank consumer checking account in the last XXXX years has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
had a U.S. Bank consumer checking account in the last XXXX years has a 0% timely response rate to CFPB complaints.
The most common issue reported against had a U.S. Bank consumer checking account in the last XXXX years is "you must enroll in online banking or the U.S. Bank Mobile App within 90 days of opening your account. You must also complete XXXX or more direct deposits within 90 days of opening your account that total : {$3000.00} to {$5900.00} to earn the {$200.00} bonus" in the "through and including XX/XX/2023. The checking account must be opened in a branch" product category.
Read our methodology — how this data is sourced, computed, and verified.