2026 data Public-data reference. official source

gold certificates

13 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

13 consumer complaints filed with the CFPB

This profile shows gold certificates's complaint history from CFPB public records. 13 consumers have filed complaints since - Tr. The company has a 0% timely response rate and has provided relief in 15.4% of cases.

13
Total Complaints
0%
Timely Response
0%
Disputed
15.4%
Relief Provided
1
States Active
- Tr
Since

Total complaints

13

Filed since - Tr

Timely response

0%

CFPB-tracked response window

Relief rate

15.4%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.4%
Industry median

Share closed with monetary or non-monetary relief.

gold certificates complaint mix by product

Total complaints: 13

gold certificates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). certificates of: 13 complaints (100.0%), resolution 15.4% certificates of 100.0%
  • certificates of 13 100.0% 15% relief

How gold certificates's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
certificates of indebtedness 13

Top States

State Complaints
silver certificates 13

Top Issues

Issue Complaints
Federal Reserve bank notes 12
Federal Reserve notes 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About gold certificates

gold certificates has accumulated 13 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to - Tr, and the most recent logged activity is when 18 us, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, gold certificates reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 15.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "certificates of indebtedness", and the single most common underlying issue is "Federal Reserve bank notes".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating gold certificates: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does gold certificates have?

gold certificates has received 13 consumer complaints filed with the Consumer Financial Protection Bureau.

Does gold certificates respond to complaints on time?

gold certificates has a 0% timely response rate to CFPB complaints.

What is the most common complaint about gold certificates?

The most common issue reported against gold certificates is "Federal Reserve bank notes" in the "certificates of indebtedness" product category.

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