Total complaints
613
Filed since 2023
613 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
613 consumer complaints filed with the CFPB
This profile shows FIRST TECHNOLOGY FEDERAL CREDIT UNION's complaint history from CFPB public records. 613 consumers have filed complaints since 2023. The company has a 100% timely response rate and has provided relief in 22.5% of cases.
Total complaints
613
Filed since 2023
Timely response
100%
CFPB-tracked response window
Relief rate
22.5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How FIRST TECHNOLOGY FEDERAL CREDIT UNION's 613 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 286 |
| Checking or savings account | 122 |
| Vehicle loan or lease | 63 |
| Debt collection | 50 |
| Credit card | 42 |
| Payday loan, title loan, personal loan, or advance loan | 26 |
| Mortgage | 11 |
| Money transfer, virtual currency, or money service | 9 |
| Debt or credit management | 2 |
| Student loan | 1 |
| Prepaid card | 1 |
| State | Complaints |
|---|---|
| MA | 153 |
| CA | 48 |
| FL | 47 |
| GA | 46 |
| TX | 44 |
| NY | 29 |
| NC | 26 |
| NH | 24 |
| IL | 22 |
| PA | 19 |
| NJ | 14 |
| MI | 11 |
| OH | 10 |
| CO | 9 |
| WA | 9 |
| WI | 8 |
| SC | 8 |
| VA | 8 |
| CT | 8 |
| AZ | 6 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 145 |
| Improper use of your report | 128 |
| Managing an account | 77 |
| Problem with a company's investigation into an existing problem | 34 |
| Attempts to collect debt not owed | 22 |
| Managing the loan or lease | 20 |
| Getting a loan or lease | 20 |
| Opening an account | 15 |
| Took or threatened to take negative or legal action | 14 |
| Problem when making payments | 10 |
| Problem with a lender or other company charging your account | 9 |
| Problem caused by your funds being low | 8 |
| Closing an account | 8 |
| Problems at the end of the loan or lease | 8 |
| Written notification about debt | 8 |
| Problem with a purchase shown on your statement | 8 |
| Struggling to pay your loan | 7 |
| Getting a credit card | 6 |
| Trouble during payment process | 5 |
| False statements or representation | 5 |
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 9 | 100% |
| 2024 | 220 | 100% |
| 2025 | 250 | 100% |
| 2026 | 134 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
FIRST TECHNOLOGY FEDERAL CREDIT UNION has accumulated 613 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 109 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FIRST TECHNOLOGY FEDERAL CREDIT UNION reports a 100% timely-response rate and has closed 75.5% of cases with a written explanation to the consumer. 22.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST TECHNOLOGY FEDERAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
FIRST TECHNOLOGY FEDERAL CREDIT UNION has received 613 consumer complaints filed with the Consumer Financial Protection Bureau.
FIRST TECHNOLOGY FEDERAL CREDIT UNION has a 100% timely response rate to CFPB complaints.
The most common issue reported against FIRST TECHNOLOGY FEDERAL CREDIT UNION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.