2026 data Public-data reference. official source

FIRST TECHNOLOGY FEDERAL CREDIT UNION

613 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

613 consumer complaints filed with the CFPB

This profile shows FIRST TECHNOLOGY FEDERAL CREDIT UNION's complaint history from CFPB public records. 613 consumers have filed complaints since 2023. The company has a 100% timely response rate and has provided relief in 22.5% of cases.

613
Total Complaints
100%
Timely Response
0%
Disputed
22.5%
Relief Provided
40
States Active
2023
Since

Total complaints

613

Filed since 2023

Timely response

100%

CFPB-tracked response window

Relief rate

22.5%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 22.5%
Industry median

Share closed with monetary or non-monetary relief.

FIRST TECHNOLOGY FEDERAL CREDIT UNION complaint mix by product

Total complaints: 613

FIRST TECHNOLOGY FEDERAL CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 613 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 286 complaints (47.7%), resolution 25.5% Credit reporting 47.7% Checking or: 122 complaints (20.3%), resolution 20.5% Checking or 20.3% Vehicle loan: 63 complaints (10.5%), resolution 30.2% Vehicle loan 10.5% Debt collection: 50 complaints (8.3%), resolution 6.0% Debt collection 8.3% Credit card: 42 complaints (7.0%), resolution 19.0% Credit card 7.0% Payday loan,: 26 complaints (4.3%), resolution 19.2% Mortgage: 11 complaints (1.8%), resolution 27.3%
  • Credit reporting 286 47.7% 26% relief
  • Checking or 122 20.3% 21% relief
  • Vehicle loan 63 10.5% 30% relief
  • Debt collection 50 8.3% 6% relief
  • Credit card 42 7.0% 19% relief
  • Payday loan, 26 4.3% 19% relief
  • Mortgage 11 1.8% 27% relief

How FIRST TECHNOLOGY FEDERAL CREDIT UNION's 613 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 286
Checking or savings account 122
Vehicle loan or lease 63
Debt collection 50
Credit card 42
Payday loan, title loan, personal loan, or advance loan 26
Mortgage 11
Money transfer, virtual currency, or money service 9
Debt or credit management 2
Student loan 1
Prepaid card 1

Top States

State Complaints
MA 153
CA 48
FL 47
GA 46
TX 44
NY 29
NC 26
NH 24
IL 22
PA 19
NJ 14
MI 11
OH 10
CO 9
WA 9
WI 8
SC 8
VA 8
CT 8
AZ 6

Top Issues

Issue Complaints
Incorrect information on your report 145
Improper use of your report 128
Managing an account 77
Problem with a company's investigation into an existing problem 34
Attempts to collect debt not owed 22
Managing the loan or lease 20
Getting a loan or lease 20
Opening an account 15
Took or threatened to take negative or legal action 14
Problem when making payments 10
Problem with a lender or other company charging your account 9
Problem caused by your funds being low 8
Closing an account 8
Problems at the end of the loan or lease 8
Written notification about debt 8
Problem with a purchase shown on your statement 8
Struggling to pay your loan 7
Getting a credit card 6
Trouble during payment process 5
False statements or representation 5

Yearly Trend

Year Complaints Timely
2023 9 100%
2024 220 100%
2025 250 100%
2026 134 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST TECHNOLOGY FEDERAL CREDIT UNION

FIRST TECHNOLOGY FEDERAL CREDIT UNION has accumulated 613 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 109 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST TECHNOLOGY FEDERAL CREDIT UNION reports a 100% timely-response rate and has closed 75.5% of cases with a written explanation to the consumer. 22.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST TECHNOLOGY FEDERAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST TECHNOLOGY FEDERAL CREDIT UNION have?

FIRST TECHNOLOGY FEDERAL CREDIT UNION has received 613 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST TECHNOLOGY FEDERAL CREDIT UNION respond to complaints on time?

FIRST TECHNOLOGY FEDERAL CREDIT UNION has a 100% timely response rate to CFPB complaints.

What is the most common complaint about FIRST TECHNOLOGY FEDERAL CREDIT UNION?

The most common issue reported against FIRST TECHNOLOGY FEDERAL CREDIT UNION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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