Total complaints
61
Filed since -- -
2026 data Public-data reference. official source
FDCPA
61 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
61 consumer complaints filed with the CFPB
This profile shows FDCPA's complaint history from CFPB public records. 61 consumers have filed complaints since -- -. The company has a 0% timely response rate and has provided relief in 1.6% of cases.
61
Total Complaints
0%
Timely Response
0%
Disputed
1.6%
Relief Provided
24
States Active
-- -
Since
Timely response
0%
CFPB-tracked response window
Relief rate
1.6%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 1.6%
Industry median
Share closed with monetary or non-monetary relief.
FDCPA complaint mix by product
- for purposes 22 51.2% – 0% relief
- such additional 6 14.0% – 0% relief
- XXXX has 3 7.0% – 0% relief
- you can 3 7.0% – 0% relief
- validation 3 7.0% – 0% relief
- Experian and 3 7.0% – 0% relief
- XX/XX/XXXX 3 7.0% – 0% relief
How FDCPA's 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| for purposes of filing an action | 22 |
| such additional damages as the court may allow | 6 |
| XXXX has repeatedly marked my account as verified without addressing the documented discrepancies. In XX/XX/XXXX | 3 |
| you can provide specific details about how these violations have affected your life | 3 |
| validation | 3 |
| Experian and TransUnion whether it be verbal | 3 |
| XX/XX/XXXX | 3 |
| including denial of credit applications | 2 |
| fair | 2 |
| but a request for validation made pursuant to 15 USC 1692g. I respectfully and humbly ask that your office provide me with competent evidence that I have any legal obligation to pay XXXX. At this time | 1 |
| I request the following : Account Information : Account Name : Dept of Edu/XXXX Account Number : XXXX | 1 |
| in line with federal consumer law Affirmation I do not dispute that these accounts once existed. I dispute how they were handled after closurewhen I made significant payments without disclosure | 1 |
| Vanderbilt had told me to contact them after we were able to make XXXX consecutive payments and they would offer us a settlement on the property. I did | 1 |
| XXXX | 1 |
| unit XXXX ] [ XXXX | 1 |
| 15 U.S.C. Section 1635 ( a ) | 1 |
| XXXX XXXX XXXX ( XXXX XXXX. XXXX ) XXXX XXXX XXXX | 1 |
| attempting collection | 1 |
| the CFPB issued a XXXX against XXXX XXXX XXXX XXXX XXXX | 1 |
| Equifax | 1 |
| in your securities report that you adhere to the following : Written communications pursuant to Rule 425 under the Securities Act ( 17 CFR 230.425 ) Soliciting material pursuant to Rule 14a-12 under the Exchange Act ( 17 CFR 240.14a-12 Pre-commencement communications pursuant to Rule 14d-2 ( b ) under the Exchange Act ( 17 CFR 240.14d-2 ( b ) ) Pre-commencement communications pursuant to Rule 13e-4 ( c ) under the Exchange Act ( 17 CFR 240.13e-4 ( c ) ) Also | 1 |
| I will proceed with filing a civil lawsuit without further notice | 1 |
| the CFPB issued a CID against XXXX XXXX XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| Section 1692 ( g ) | 22 |
| and all relevant consumer protection laws.It is my understanding that per 15 USC 1681 ( a ) ( 2 ) ( A ) ( I ) | 6 |
| RESPA | 4 |
| and UDAP. | 3 |
| and TILA to address the violations by the involved creditors. | 3 |
| FACTA | 3 |
| and related consumer protection laws to investigate | 2 |
| NJLAD | 2 |
| and Defamation of character ( per se ). | 1 |
| and any applicable state laws. You must provide evidence proving your legal authority to report this debt. | 1 |
| TILA & FACTA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TN,37421,,Consent provided,Web,2025-08-11,Closed with explanation,Yes,N/A,15211750 | 1 |
| UDAAP | 1 |
| and UCC for statutory damages | 1 |
| and FTC Guidelines** Dear [ COMPLIANCE DEPT ] | 1 |
| as well as violating Regulation Z | 1 |
| and WCA | 1 |
| and Texas Finance Code violations. | 1 |
| and FCRA XXXX XXXX. ( [ CFPB XXXX Petition ] ( https : XXXX ) ) * * Consumer Complaint Patterns : XXXX XXXX XXXX XXXX reports over XXXX XXXX XXXXXXXX complaints in the last three years XXXX XXXX against XXXX for failure to provide verification and reporting debts inconsistently across credit bureaus. | 1 |
| and OCC consumer reporting standards | 1 |
| TILA & FACTA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| bill | 22 |
| my reputation | 6 |
| emotional stress | 3 |
| ensuring strict compliance with FACTA | 3 |
| written | 3 |
| causing me severe financial harm | 3 |
| further proving noncompliance with FCRA 1681i ( duty to investigate disputes ). XXXX repeated failure to investigate and correct these inaccuracies reflects willful noncompliance | 2 |
| unnecessary stress | 2 |
| Case No. XXXX ) investigating whether XXXX engaged in unfair | 2 |
| and nondiscriminatory. My case demonstrates the oppositea punitive and baseless algorithmic decision that punished lawful behavior | 2 |
| XXXX | 1 |
| XXXX Account Name : Dept of Education/OSLA SRV Account Number : XXXX | 1 |
| misclassified as having settled for less | 1 |
| Based on the information you have provided to me | 1 |
| and XXXX Full documentation including : A copy of the original signed contract Full payment history Complete chain of assignment Legal proof of your authority to collect Written confirmation that this account has been permanently removed from all databases and collection efforts If these demands are not satisfied within 15 days | 1 |
| XXXX ] [ XXXX ] [ XXXX ] [ Date : XX/XX/XXXX ] [ COMPLIANCE DEPARTMENT ] [ EQUIFAX | 1 |
| further proving noncompliance with FCRA XXXX ( duty to investigate disputes ). Discovers repeated failure to investigate and correct these inaccuracies reflects willful noncompliance | 1 |
| XXXX XXXX | 1 |
| XXXX XXXX XXXX ( XXXX. XXXX XXXX ) XXXX v. XXXX XXXX XXXX | 1 |
| I will : Seek dismissal with prejudice | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FDCPA
FDCPA has accumulated 61 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 55 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to -- -, and the most recent logged activity is ate, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FDCPA reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 1.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "for purposes of filing an action", and the single most common underlying issue is "bill".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FDCPA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FDCPA have?
FDCPA has received 61 consumer complaints filed with the Consumer Financial Protection Bureau.
Does FDCPA respond to complaints on time?
FDCPA has a 0% timely response rate to CFPB complaints.
What is the most common complaint about FDCPA?
The most common issue reported against FDCPA is "bill" in the "for purposes of filing an action" product category.
Read our methodology — how this data is sourced, computed, and verified.
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