Total complaints
2
Filed since Duri
2026 data Public-data reference. official source
FCRA/FCR Title 12 X 1016.13 ; Contrary to rule
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows FCRA/FCR Title 12 X 1016.13 ; Contrary to rule's complaint history from CFPB public records. 2 consumers have filed complaints since Duri. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Duri
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
FCRA/FCR Title 12 X 1016.13 ; Contrary to rule complaint mix by product
- i was 2 100.0% – 0% relief
How FCRA/FCR Title 12 X 1016.13 ; Contrary to rule's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| i was under a credit lock under all three consumer reporting agencies during which in order to authorize a credit check my permission was required to check my credit with written or verbal consent prior to an authorization. However | 2 |
Top States
| State | Complaints |
|---|---|
| sustains the provision where information was misused and justifies prior law under my rights as a consumer | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| y credit for fraud | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FCRA/FCR Title 12 X 1016.13 ; Contrary to rule
FCRA/FCR Title 12 X 1016.13 ; Contrary to rule has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Duri, and the most recent logged activity is During the, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FCRA/FCR Title 12 X 1016.13 ; Contrary to rule reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "i was under a credit lock under all three consumer reporting agencies during which in order to authorize a credit check my permission was required to check my credit with written or verbal consent prior to an authorization. However", and the single most common underlying issue is "y credit for fraud".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCRA/FCR Title 12 X 1016.13 ; Contrary to rule: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FCRA/FCR Title 12 X 1016.13 ; Contrary to rule have?
FCRA/FCR Title 12 X 1016.13 ; Contrary to rule has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does FCRA/FCR Title 12 X 1016.13 ; Contrary to rule respond to complaints on time?
FCRA/FCR Title 12 X 1016.13 ; Contrary to rule has a 0% timely response rate to CFPB complaints.
What is the most common complaint about FCRA/FCR Title 12 X 1016.13 ; Contrary to rule?
The most common issue reported against FCRA/FCR Title 12 X 1016.13 ; Contrary to rule is "y credit for fraud" in the "i was under a credit lock under all three consumer reporting agencies during which in order to authorize a credit check my permission was required to check my credit with written or verbal consent prior to an authorization. However" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
