2026 data Public-data reference. official source

FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me!

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me!'s complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! complaint mix by product

Total complaints: 1

FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX. In: 1 complaints (100.0%), resolution 0.0% XXXX. In 100.0%
  • XXXX. In 1 100.0% 0% relief

How FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me!'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX. In the letterhead of the 'dunning ' letter Gurstel Chargo claims to have offices located in Nebraska XXXX Checking with the Secretary of State 's Office 1

Top Issues

Issue Complaints
the letterhead represents Attorneys at Law but has a 'disclaimer ' in the body of the letter that states : At this time 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me!

FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX - XXX, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX. In the letterhead of the 'dunning ' letter Gurstel Chargo claims to have offices located in Nebraska XXXX Checking with the Secretary of State 's Office", and the single most common underlying issue is "the letterhead represents Attorneys at Law but has a 'disclaimer ' in the body of the letter that states : At this time".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me!: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! have?

FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! respond to complaints on time?

FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! has a 0% timely response rate to CFPB complaints.

What is the most common complaint about FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me!?

The most common issue reported against FCRA and TCPA if Gurstel Chargo continues to contact c XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Communication tactics / Used obscene/profane/abusive language I had stopped paying my credit cards because we were close to losing our home. We were given a loan modification and I contacted the company Gurstel Chargo in XXXX XXXX XXXX I and XXXX XXXX file # XXXX I explained that I am paying XXXX mortgages right now and can afford { {$50.00} } a month until we have more money available to pay this was on XXXX. I spoke to XXXX XXXX. He was very rude. He asked me for my work phone number. i told him was not supplying my work phone number he said do n't interupt me when I am speaking was very harsh. I ended the call after saying I am going now. I sent a few emails to the company with my budget telling them I can afford { {$50.00} } a month just trying to pay my debt. I was served with no further communication from them on XXXX. When you are down on your luck with XXXX kids and try to make things right and call in treated very rudely and then served on top of it. I just want to pay my debt paying as much as I can afford at this time without being harrased. It shouldnt be that hard XXXX - XXXX / Gurstel Chargo PA Debt collection / Medical Cont 'd attempts collect debt not owed / Debt was paid XXXX - XXXX / Gurstel Chargo PA Debt collection / Credit card Cont 'd attempts collect debt not owed / Debt is not mine Please help to protect me! is "the letterhead represents Attorneys at Law but has a 'disclaimer ' in the body of the letter that states : At this time" in the "XXXX. In the letterhead of the 'dunning ' letter Gurstel Chargo claims to have offices located in Nebraska XXXX Checking with the Secretary of State 's Office" product category.

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