Total complaints
2
Filed since Defi
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows FCRA and independent NJ State Laws. Since your agency regulates these laws's complaint history from CFPB public records. 2 consumers have filed complaints since Defi. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since Defi
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How FCRA and independent NJ State Laws. Since your agency regulates these laws's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| but not in the foreclosure action itself. To obtain a deficiency judgment | 2 |
| State | Complaints |
|---|---|
| I am seeking your assistance on this matter. You can reach me at XXXX or XXXX.,,Real Time Group | 1 |
| I am seeking your assistance on this matter. You can reach me at XXXX or XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 |
| Issue | Complaints |
|---|---|
| if confirmation of the sale is required | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
FCRA and independent NJ State Laws. Since your agency regulates these laws has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Defi, and the most recent logged activity is Deficiency, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FCRA and independent NJ State Laws. Since your agency regulates these laws reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but not in the foreclosure action itself. To obtain a deficiency judgment", and the single most common underlying issue is "if confirmation of the sale is required".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCRA and independent NJ State Laws. Since your agency regulates these laws: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
FCRA and independent NJ State Laws. Since your agency regulates these laws has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
FCRA and independent NJ State Laws. Since your agency regulates these laws has a 0% timely response rate to CFPB complaints.
The most common issue reported against FCRA and independent NJ State Laws. Since your agency regulates these laws is "if confirmation of the sale is required" in the "but not in the foreclosure action itself. To obtain a deficiency judgment" product category.
Read our methodology — how this data is sourced, computed, and verified.