Total complaints
15
Filed since The
2026 data Public-data reference. official source
FCRA 607 ( b )
15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
15 consumer complaints filed with the CFPB
This profile shows FCRA 607 ( b )'s complaint history from CFPB public records. 15 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.
15
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
The
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
FCRA 607 ( b ) complaint mix by product
- FCRA 607 8 53.3% – 0% relief
- FCRA 607 5 33.3% – 0% relief
- including DOFD 2 13.3% – 0% relief
How FCRA 607 ( b )'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts | 8 |
| FCRA 607 ( b ) | 5 |
| including DOFD | 2 |
Top States
| State | Complaints |
|---|---|
| 611 ( a ) | 13 |
| and 605 ( a ). | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| NRS 205.463 | 6 |
| XXXX Compliance Violations XXXX. XXXX Account Number : XXXX Laws Violated : 15 U.S.C. 1681 | 3 |
| 1692g | 2 |
| and payment history misalignment Consumer trust compromised by the XXXX Equifax and XXXX XXXX data breaches exposing consumer PII Disputed Items : Negative Account ( s ) : One or more accounts marked as Delinquent | 1 |
| Metro2 Compliance Violations 5XXXX XXXX Account Number : XXXX Laws Violated : 15 U.S.C. 1681 | 1 |
| and payment history misalignment Consumer trust compromised by TransUnions XX/XX/year> data breach exposing consumer PII Disputed Items : Negative Account ( s ) : One or more accounts marked as Delinquent | 1 |
| Metro2 Compliance Violations 5. MIDLANDCRE Account Number : XXXX Laws Violated : 15 U.S.C. 1681 | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FCRA 607 ( b )
FCRA 607 ( b ) has accumulated 15 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is XXXXXXXX X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FCRA 607 ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts", and the single most common underlying issue is "NRS 205.463".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCRA 607 ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FCRA 607 ( b ) have?
FCRA 607 ( b ) has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.
Does FCRA 607 ( b ) respond to complaints on time?
FCRA 607 ( b ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about FCRA 607 ( b )?
The most common issue reported against FCRA 607 ( b ) is "NRS 205.463" in the "FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
