Total complaints
65
Filed since * *
2026 data Public-data reference. official source
FCRA
65 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
65 consumer complaints filed with the CFPB
This profile shows FCRA's complaint history from CFPB public records. 65 consumers have filed complaints since * * . The company has a 0% timely response rate and has provided relief in 0% of cases.
65
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
27
States Active
* *
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
FCRA complaint mix by product
- any communication 24 55.8% – 0% relief
- XXXX 8 18.6% – 0% relief
- I would 4 9.3% – 0% relief
- the CFPB 2 4.7% – 0% relief
- 808 2 4.7% – 0% relief
- statement 2 4.7% – 0% relief
- provide full 1 2.3% – 0% relief
How FCRA's 65 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| any communication and collection activity | 24 |
| XXXX | 8 |
| I would like to request that upon your removal or adequate modification of the disputed claim ( s ) to a level no less than factually and lawfully adequate | 4 |
| the CFPB has the authority to take action against institutions violating consumer financial laws | 2 |
| 808 | 2 |
| statement | 2 |
| provide full validation including : Original signed contract or agreement with XXXX XXXX XXXX Complete account history showing charges | 1 |
| Experian | 1 |
| TRANSUNION Credit Bureau last response was that they Verified as Accurate '' the bankruptcy and again failed to provide physical documentation. I have asked TRANSUNION Credit Bureau to provide me with a physical copy and their method of verification which includes : name of the courthouse | 1 |
| you are required to : Remove this account entirely from all credit bureaus ( Equifax | 1 |
| I reserve the right to file charges and/or complaints with the XXXX on your HIPAA violations and appropriate County | 1 |
| applications | 1 |
| I will take the following actions : File formal complaints with the Consumer Financial Protection Bureau ( CFPB ) | 1 |
| any communication including communicating through consumer reports and collection activity | 1 |
| you must : Immediately delete this account from TransUnion | 1 |
| I demand you provide : 1. * * Original Contract : * * Complete | 1 |
| signed agreement between me and XXXX XXXX XXXX XXXX XXXX with HIPAA authorizations 2. * * Assignment Documentation : * * Legal proof of debt assignment/sale to PatientFi including HIPAA-compliant transfer 3. * * Payment History : * * Complete accounting from inception | 1 |
| a federal law that protects consumers from unfair credit and collection practices. I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal | 1 |
| the actions of Capital One represent numerous violations of privacy | 1 |
| you are to : Immediately remove this account from all consumer reporting agencies ( XXXX | 1 |
| spreadsheet | 1 |
| I will escalate the matter by filing complaints with the Consumer Financial Protection Bureau ( CFPB ) | 1 |
| with 2 Recinded ( RETURNED Products ) during the payment periods.Due to the Accounting JCP used | 1 |
| data spreadsheet | 1 |
| I would like to request that upon your removal or adequate modification of the disputed claim ( XXXX ) to a level no less than factually and lawfully adequate | 1 |
| you will find another XXXX XXXX and XXXX XXXX XXXX XXXX organized fraud document titled : Odometer and Damage Disclosure and salvage documentation. Please note that the XXXX XXXX XXXX unsigned new car lease contract | 1 |
| billing summary | 1 |
| any and all included indicated contested item ( s ) within this official written consumer complaint contesting your conditional privilege to reportsuch derogatoriness | 1 |
| any and all included indicated contested item ( s ) within this official written consumer complaint contesting your conditional privilege to XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| GLBA | 22 |
| FDCPA | 10 |
| and ECOA | 4 |
| and UCC. | 3 |
| XXXX | 3 |
| and Regulation V. | 2 |
| XXXX XXXX XXXX | 1 |
| and all applicable state consumer protection statutes. | 1 |
| Section 611 | 1 |
| and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Florida medical privacy rules . I also hereby reserve my right to take private civil action against you to recover damages. | 1 |
| and XXXX XXXX. | 1 |
| and GLBA. | 1 |
| and UCC I am reserving all rights under UCC 1-308 and do not waive any legal protections. This is your final legal notice. | 1 |
| and Georgia Fair Business Practices Act. | 1 |
| and Georgia consumer protection laws. | 1 |
| and Federal and State statutes on fraudulent extortion and illegal collection activities on any account that may be time-barred as well as in violation of ( name of your State ) medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages. Additionally | 1 |
| and XXXX XXXX Regulatory enforcement for deceptive and abusive practices I have attached supporting documentation | 1 |
| and GLBA | 1 |
| and UCC Under UCC 1-308 | 1 |
| and UCC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX | 8 |
| modified | 5 |
| deceptive | 2 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and ( Kohls/Capone ) | 2 |
| correct | 2 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Berlin Wheeler Inc | 1 |
| and balance calculations Proof of assignment or purchase of the debt giving you legal standing to collect Failure to comply will result in complaints filed with the CFPB | 1 |
| including claims for statutory damages | 1 |
| address | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and RASH CURTIS & ASSOCIAT | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and United Legal Group & Credit Collection Bureau | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and CREDIT COLLECTION SERVICES INC/ THE CCS COMPANIES | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and MIDLAND CREDIT MANAGEMENT INC. / ENCORE CAPITAL CREDIT GROUP | 1 |
| TransUnion ) Cease all collection attempts and communications regarding this matter Failure to comply will result in complaints filed with the CFPB | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and AMERICAN EXPRESS XXXX AMEX | 1 |
| & Federal authorities | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Credit Systems Inc | 1 |
| chain of title | 1 |
| can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and XXXX XXXX XXXX XXXX/ XXXX XXXX XXXX | 1 |
| and State Attorney General ; Initiate a civil lawsuit seeking statutory damages | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FCRA
FCRA has accumulated 65 consumer complaints in the CFPB public database, with filings active across 27 U.S. states. Of those submissions, 61 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to * * , and the most recent logged activity is e CFPA, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FCRA reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "any communication and collection activity", and the single most common underlying issue is "XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCRA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FCRA have?
FCRA has received 65 consumer complaints filed with the Consumer Financial Protection Bureau.
Does FCRA respond to complaints on time?
FCRA has a 0% timely response rate to CFPB complaints.
What is the most common complaint about FCRA?
The most common issue reported against FCRA is "XXXX" in the "any communication and collection activity" product category.
Read our methodology — how this data is sourced, computed, and verified.
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