Total complaints
8
Filed since 2. *
2026 data Public-data reference. official source
fairness
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows fairness's complaint history from CFPB public records. 8 consumers have filed complaints since 2. *. The company has a 0% timely response rate and has provided relief in 0% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
2. *
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
fairness complaint mix by product
- XXXX ( 1 14.3% – 0% relief
- and it 1 14.3% – 0% relief
- LLC ( 1 14.3% – 0% relief
- use 1 14.3% – 0% relief
- they claim 1 14.3% – 0% relief
- I have 1 14.3% – 0% relief
- PennyMac is 1 14.3% – 0% relief
How fairness's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX ( XXXX XXXX XXXX | 1 |
| and it is crucial that my credit report accurately represents my true financial history. Under FCRA 609 ( 15 U.S.C. 1681g ) | 1 |
| LLC ( XXXX XXXX XXXX | 1 |
| use | 1 |
| they claim that the information being reported to the credit bureaus is accurate. However | 1 |
| I have uncovered egregious transgressions under the Fair Credit Billing Act. These violations | 1 |
| PennyMac is obligated to provide timely and comprehensive responses to borrower inquiries. Despite presenting substantial evidence of discrepancies | 1 |
| the inaccurate XXXX late payment | 1 |
Top States
| State | Complaints |
|---|---|
| and the privacy of personal information assembled by Credit Reporting Agencies ( CRAs ). | 2 |
| and privacy in credit reporting.,,EQUIFAX | 1 |
| and privacy of consumer information Protect consumers from the inclusion of erroneous data in their credit reports 15 U.S. Code 1681 - Congressional findings and statement of purpose ( a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system | 1 |
| and privacy of consumer information contained in the files of consumer reporting agencies. | 1 |
| and privacy in consumer reporting. The wanton disregard for these fundamental principles not only constitutes a blatant breach of federal law but also undermines the very fabric of consumer protection and financial integrity. Furthermore | 1 |
| and the avoidance of unfair practices. | 1 |
| and compliance in my credit reporting.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92545,,Consent provided,Web,2025-09-26,Closed with explanation,Yes,N/A,16208028 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| VA XXXX ) Original Merchant : XXXX XXXX Account # ( XXXX ) Reference # ( XXXX ) is inaccurate because [ I have never owed Portfolio recovery associates | 1 |
| any disputed information must be reasonably investigated and removed if found to be inaccurate. Furthermore | 1 |
| VA XXXX ) Original Merchant : XXXX XXXX Account # ( XXXX ) Reference # ( XXXX ) is inaccurate because [ I have never owed Portfolio recovery associates | 1 |
| including credit reports. The FCRA is found in Title 15 | 1 |
| XXXX | 1 |
| have inflicted profound and irreparable harm to my creditworthiness and financial standing. As a direct result of these actions | 1 |
| securities fraud | 1 |
| 604 | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About fairness
fairness has accumulated 8 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2. *, and the most recent logged activity is pon meticu, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, fairness reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX ( XXXX XXXX XXXX", and the single most common underlying issue is "VA XXXX ) Original Merchant : XXXX XXXX Account # ( XXXX ) Reference # ( XXXX ) is inaccurate because [ I have never owed Portfolio recovery associates".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating fairness: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does fairness have?
fairness has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does fairness respond to complaints on time?
fairness has a 0% timely response rate to CFPB complaints.
What is the most common complaint about fairness?
The most common issue reported against fairness is "VA XXXX ) Original Merchant : XXXX XXXX Account # ( XXXX ) Reference # ( XXXX ) is inaccurate because [ I have never owed Portfolio recovery associates" in the "XXXX ( XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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