Total complaints
1
Filed since This
2026 data Public-data reference. official source
failure of consideration
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows failure of consideration's complaint history from CFPB public records. 1 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
This
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
failure of consideration complaint mix by product
- unjust enrichment 1 100.0% – 0% relief
How failure of consideration's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| unjust enrichment and fraud on the consumer. Intentional act of fraud. I understand that you shouldn't be allowed to put any information on my file unless I have authorized it. I do not authorize you to put any remarks on my consumer report. Please provide verification of your claim | 1 |
Top States
| State | Complaints |
|---|---|
| Misrepresentation of a material fact | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| you have no legal standing | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About failure of consideration
failure of consideration has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This notic, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, failure of consideration reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "unjust enrichment and fraud on the consumer. Intentional act of fraud. I understand that you shouldn't be allowed to put any information on my file unless I have authorized it. I do not authorize you to put any remarks on my consumer report. Please provide verification of your claim", and the single most common underlying issue is "you have no legal standing".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating failure of consideration: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does failure of consideration have?
failure of consideration has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does failure of consideration respond to complaints on time?
failure of consideration has a 0% timely response rate to CFPB complaints.
What is the most common complaint about failure of consideration?
The most common issue reported against failure of consideration is "you have no legal standing" in the "unjust enrichment and fraud on the consumer. Intentional act of fraud. I understand that you shouldn't be allowed to put any information on my file unless I have authorized it. I do not authorize you to put any remarks on my consumer report. Please provide verification of your claim" product category.
Read our methodology — how this data is sourced, computed, and verified.
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