Total complaints
1
Filed since XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows fails to disclose the lack of validation to the new collector's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since XXXX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How fails to disclose the lack of validation to the new collector's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| aka a physical copy of my signature and a contract with them. XXXX also put it in writing to the MoAG office that was 'contacting XXXX. ' XXXX is aware that Resurgent/LVNV was unable to validate '' this debt and they are assisting this collector and XXXX XXXX XXXX in unFair Debt Collection Practices Act ( FDCPA ) | 1 |
| State | Complaints |
|---|---|
| potentially violating the false or misleading representation '' This falls under the general provisions of 15 U.S.C. 1692e which prohibits deceptive or misleading practices in debt collection. XXXX is being deceptive and Resurgent/LVNV is being deceptive to me the consumer and XXXX XXXX XXXX XXXX | 1 |
| Issue | Complaints |
|---|---|
| If a debt collector can not validate a debt and then sells it to another collector | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
fails to disclose the lack of validation to the new collector has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX also , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, fails to disclose the lack of validation to the new collector reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "aka a physical copy of my signature and a contract with them. XXXX also put it in writing to the MoAG office that was 'contacting XXXX. ' XXXX is aware that Resurgent/LVNV was unable to validate '' this debt and they are assisting this collector and XXXX XXXX XXXX in unFair Debt Collection Practices Act ( FDCPA )", and the single most common underlying issue is "If a debt collector can not validate a debt and then sells it to another collector".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating fails to disclose the lack of validation to the new collector: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
fails to disclose the lack of validation to the new collector has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
fails to disclose the lack of validation to the new collector has a 0% timely response rate to CFPB complaints.
The most common issue reported against fails to disclose the lack of validation to the new collector is "If a debt collector can not validate a debt and then sells it to another collector" in the "aka a physical copy of my signature and a contract with them. XXXX also put it in writing to the MoAG office that was 'contacting XXXX. ' XXXX is aware that Resurgent/LVNV was unable to validate '' this debt and they are assisting this collector and XXXX XXXX XXXX in unFair Debt Collection Practices Act ( FDCPA )" product category.
Read our methodology — how this data is sourced, computed, and verified.