Total complaints
1
Filed since As y
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies's complaint history from CFPB public records. 1 consumers have filed complaints since As y. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since As y
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Experian and XXXX has me as having 3 late accounts. This has hurt my credit and shows up when it is pulled by a lender. Experian repeatedly just says a bankruptcy stays on your credit. This isn't about that | 1 |
| State | Complaints |
|---|---|
| rather than fix their internal error. They must be doing nothing more than assuming they were late | 1 |
| Issue | Complaints |
|---|---|
| lates from XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As y, and the most recent logged activity is As you can, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Experian and XXXX has me as having 3 late accounts. This has hurt my credit and shows up when it is pulled by a lender. Experian repeatedly just says a bankruptcy stays on your credit. This isn't about that", and the single most common underlying issue is "lates from XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies has a 0% timely response rate to CFPB complaints.
The most common issue reported against Experian and XXXX has my report showing late payments. All they did was to send out a dispute to those companies is "lates from XXXX XXXX" in the "Experian and XXXX has me as having 3 late accounts. This has hurt my credit and shows up when it is pulled by a lender. Experian repeatedly just says a bankruptcy stays on your credit. This isn't about that" product category.
Read our methodology — how this data is sourced, computed, and verified.