2026 data Public-data reference. official source

except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt's complaint history from CFPB public records. 1 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Acco
Since

Total complaints

1

Filed since Acco

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt complaint mix by product

Total complaints: 1

except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). ( 2: 1 complaints (100.0%), resolution 0.0% ( 2 100.0%
  • ( 2 1 100.0% 0% relief

How except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
( 2 ) rebates of unearnedfinance chargesor insurance premiums 1

Top States

State Complaints
which in fact I am not. According to the 12 USC 411 The said notes shall be obligations of the United States and shall be receivable by all national andmember banksand Federalreserve banksand for all taxes 1

Top Issues

Issue Complaints
thecreditorshall ( A ) credit the amount of the credit balance to the consumers account ; ( B ) refund any part of the amount of the remaining credit balance 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt

except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is According , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "( 2 ) rebates of unearnedfinance chargesor insurance premiums", and the single most common underlying issue is "thecreditorshall ( A ) credit the amount of the credit balance to the consumers account ; ( B ) refund any part of the amount of the remaining credit balance".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt have?

except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt respond to complaints on time?

except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt has a 0% timely response rate to CFPB complaints.

What is the most common complaint about except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt?

The most common issue reported against except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. Affiant had a balance that exceeded {$1.00} several times over the history of having this open-end credit plan opened. American Express gave the false believe that I was responsible for this debt is "thecreditorshall ( A ) credit the amount of the credit balance to the consumers account ; ( B ) refund any part of the amount of the remaining credit balance" in the "( 2 ) rebates of unearnedfinance chargesor insurance premiums" product category.

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