Total complaints
1
Filed since ( 1
2026 data Public-data reference. official source
Except as otherwise provided in this article
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows Except as otherwise provided in this article's complaint history from CFPB public records. 1 consumers have filed complaints since ( 1 . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( 1
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Except as otherwise provided in this article complaint mix by product
- Article 9 1 100.0% – 0% relief
How Except as otherwise provided in this article's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Article 9 of Public Act 299 of XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| a person shall not operate a collection agency or commence in the business of a collection agency without first applying for and obtaining a license under this article from the department for each place of business. '' ( 3 ) M.C.L. 339.907 Corporate surety or cash bond ; action on bond ; aggregate liability ; cancellation of bond. Section. 907 states | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| to license and regulate collection agencies operating in Michigan. Article 9 defines a collection agency as a person that is directly engaged in collecting or attempting to collect a claim owed or due or asserted to be owed or due another | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Except as otherwise provided in this article
Except as otherwise provided in this article has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 1 , and the most recent logged activity is ( 1 ) Acco, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Except as otherwise provided in this article reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Article 9 of Public Act 299 of XXXX", and the single most common underlying issue is "to license and regulate collection agencies operating in Michigan. Article 9 defines a collection agency as a person that is directly engaged in collecting or attempting to collect a claim owed or due or asserted to be owed or due another".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Except as otherwise provided in this article: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Except as otherwise provided in this article have?
Except as otherwise provided in this article has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Except as otherwise provided in this article respond to complaints on time?
Except as otherwise provided in this article has a 0% timely response rate to CFPB complaints.
What is the most common complaint about Except as otherwise provided in this article?
The most common issue reported against Except as otherwise provided in this article is "to license and regulate collection agencies operating in Michigan. Article 9 defines a collection agency as a person that is directly engaged in collecting or attempting to collect a claim owed or due or asserted to be owed or due another" in the "Article 9 of Public Act 299 of XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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