2026 data Public-data reference. official source

even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded's complaint history from CFPB public records. 1 consumers have filed complaints since I pu. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I pu
Since

Total complaints

1

Filed since I pu

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded complaint mix by product

Total complaints: 1

even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and then: 1 complaints (100.0%), resolution 0.0% and then 100.0%
  • and then 1 100.0% 0% relief

How even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and then Comenity Bank took another {$400.00} UNAUTHORIZED payment out of our account on the XXXX of XXXX. When we realized what had happened we called them and agreed that they would use that second {$400.00} payment as our XXXX payment. When we received our XXXX bill we noticed that they had charged us a late fee and penalty charges. When I called on approximately the XXXX of XXXX I spoke to several representatives before I was finally transferred to a supervisor named XXXX out of Ohio. ( this is where he told me he was located ) I questioned him why they were only returning {$1.00} for each of the 2/ {$2.00} late fees they were crediting back. He informed me that the late fees had been refunded and the penalty fees had been removed and the balance on my account was {$360.00} 1

Top States

State Complaints
and no one will send us the notes on our account as this is our only proof of the conversations that we had with these supervisors. No one thinks that they need to record phone calls for things like this.,,Bread Financial Holdings 1

Top Issues

Issue Complaints
AND is also the amount they moved from promotional to revolving status 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded

even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I pu, and the most recent logged activity is I purchase, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and then Comenity Bank took another {$400.00} UNAUTHORIZED payment out of our account on the XXXX of XXXX. When we realized what had happened we called them and agreed that they would use that second {$400.00} payment as our XXXX payment. When we received our XXXX bill we noticed that they had charged us a late fee and penalty charges. When I called on approximately the XXXX of XXXX I spoke to several representatives before I was finally transferred to a supervisor named XXXX out of Ohio. ( this is where he told me he was located ) I questioned him why they were only returning {$1.00} for each of the 2/ {$2.00} late fees they were crediting back. He informed me that the late fees had been refunded and the penalty fees had been removed and the balance on my account was {$360.00}", and the single most common underlying issue is "AND is also the amount they moved from promotional to revolving status".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded have?

even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded respond to complaints on time?

even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded has a 0% timely response rate to CFPB complaints.

What is the most common complaint about even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded?

The most common issue reported against even though when you call in the very first thing that is said is Calls are recorded for training and quality assurance '' but yet somehow NONE of our calls have been recorded is "AND is also the amount they moved from promotional to revolving status" in the "and then Comenity Bank took another {$400.00} UNAUTHORIZED payment out of our account on the XXXX of XXXX. When we realized what had happened we called them and agreed that they would use that second {$400.00} payment as our XXXX payment. When we received our XXXX bill we noticed that they had charged us a late fee and penalty charges. When I called on approximately the XXXX of XXXX I spoke to several representatives before I was finally transferred to a supervisor named XXXX out of Ohio. ( this is where he told me he was located ) I questioned him why they were only returning {$1.00} for each of the 2/ {$2.00} late fees they were crediting back. He informed me that the late fees had been refunded and the penalty fees had been removed and the balance on my account was {$360.00}" product category.

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