Total complaints
2
Filed since ( Ev
2026 data Public-data reference. official source
ethical
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows ethical's complaint history from CFPB public records. 2 consumers have filed complaints since ( Ev. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
( Ev
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
ethical complaint mix by product
- XXXX XXXX 1 50.0% – 0% relief
- prorated payment 1 50.0% – 0% relief
How ethical's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX and pointer to his record should be question as to who wrote those records because his claim above is not only misleading | 1 |
| prorated payment then regular payments of around XXXX. Form sent to local branch. I enter branch and branch manager simply prints form and hands to me with no discussion ... .I sign under the impression I was signing for exactly what I APPLIED for. Call it a day. Fast forward to when the billing updates and I notice a {$1100.00} autopay scheduled ( sounds like not much but trust me it's crucial on a single mom income ). I was PROACTIVE and called prior to autopay | 1 |
Top States
| State | Complaints |
|---|---|
| factual | 1 |
| or right. This needs to be fixed retroactively at the least or all overpayment refunded/credited. The loan needs to be re locked and the fee waived to lock. So much unnecessary stress FiFth Third Bank has caused me.,,FIFTH THIRD FINANCIAL CORPORATION,FL,33811,,Consent provided,Web,2025-04-11,Closed with explanation,Yes,N/A,12930096 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| because based on the certified mail | 1 |
| wan na know what came out? Yeah | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ethical
ethical has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( Ev, and the most recent logged activity is XXXX XXXXr, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ethical reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX and pointer to his record should be question as to who wrote those records because his claim above is not only misleading", and the single most common underlying issue is "because based on the certified mail".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ethical: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ethical have?
ethical has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does ethical respond to complaints on time?
ethical has a 0% timely response rate to CFPB complaints.
What is the most common complaint about ethical?
The most common issue reported against ethical is "because based on the certified mail" in the "XXXX XXXX XXXX and pointer to his record should be question as to who wrote those records because his claim above is not only misleading" product category.
Read our methodology — how this data is sourced, computed, and verified.
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