2026 data Public-data reference. official source

etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE's complaint history from CFPB public records. 1 consumers have filed complaints since I re. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I re
Since

Total complaints

1

Filed since I re

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE complaint mix by product

Total complaints: 1

etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I have: 1 complaints (100.0%), resolution 0.0% I have 100.0%
  • I have 1 100.0% 0% relief

How etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I have a XXXX credit score 1

Top States

State Complaints
INC.,NJ,080XX,Older American 1

Top Issues

Issue Complaints
I sent appropriate up to date identification to include facial and 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE

etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I re, and the most recent logged activity is I reminded, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have a XXXX credit score", and the single most common underlying issue is "I sent appropriate up to date identification to include facial and".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE have?

etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE respond to complaints on time?

etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE has a 0% timely response rate to CFPB complaints.

What is the most common complaint about etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE?

The most common issue reported against etc. You contacted me last time on my landline so you know who I am and I have been identified in every way possible. It seems my photos are what changes things from pre-approval to declined. Please look into this for me please! I feel I am being discriminated against because of my race.,,UPGRADE is "I sent appropriate up to date identification to include facial and" in the "I have a XXXX credit score" product category.

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