Total complaints
1
Filed since REQU
2026 data Public-data reference. official source
etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 )
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 )'s complaint history from CFPB public records. 1 consumers have filed complaints since REQU. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
REQU
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) complaint mix by product
- {$24000.00} ) 1 100.0% – 0% relief
How etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 )'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| {$24000.00} ) from all three credit bureaus ( XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| even pro se litigants may recover reasonable attorney fees. I request compensation for the substantial time spent : Researching FDCPA and FCRA violations Preparing validation letters and court defenses Defending frivolous lawsuit Preparing this complaint Disputing with credit bureaus CORRECTIVE ACTIONS REQUIRED : 8. POLICY CHANGES AT OLIPHANT USA LLC Require Oliphant to implement : Mandatory consumer contact before any credit reporting Verification that validation notice was sent and received before reporting Quality control to ensure accurate consumer contact information Prohibition on reporting only '' collection strategies Regular audits of reported accounts for FDCPA compliance 9. POLICY CHANGES AT ACCELERATED INVENTORY MANAGEMENT Require Accelerated to implement : Immediate cessation of all collection upon receiving validation requests Prohibition on filing lawsuits during validation periods Documentation review before filing lawsuits to ensure proper standing Mandatory validation responses within 30 days Deletion of accounts from credit reports when lawsuits are dismissed 10. INDUSTRY-WIDE REVIEW CFPB review of debt buyer practices regarding validation and documentation Investigation of collection by credit reporting '' strategies that avoid consumer contact Review of lawsuit practices by debt buyers Enforcement actions against systematic violators 11. ACCOUNTABILITY AND DETERRENCE Public enforcement action against both companies Referral to Florida Attorney General for state consumer protection violations Referral to FTC for systematic FDCPA violations Civil penalties to deter future violations Required compliance monitoring for both companies SUPPORTING DOCUMENTATION I can provide upon request : 1. Court Dismissal Order - Accelerated Inventory Management Case No. XXXX Order dated XX/XX/XXXX Judge : XXXX XXXX XXXX XXXX Reason : Failure to effectuate service THIS DOCUMENT IS ATTACHED 2. Debt Validation Letter to Accelerated Dated XX/XX/XXXX Sent via certified mail Invoking FDCPA 809 ( b ) Requesting complete verification 3. Certified Mail Receipt Proof Accelerated received validation letter Establishes timeline for 809 ( b ) violation 4. Dunning Letter from XXXX XXXX Dated XX/XX/XXXX Shows amount claimed ( {$23000.00} ) Only communication received regarding this debt 5. Credit Reports Showing Oliphant tradeline ( Account # XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX ) Updated credit reports showing deletion within 15 days Confirmation that deletion is permanent and will not be re-inserted 2. DELETION OF XXXX XXXX TRADELINE Immediate deletion or update to {$0.00} balance with Sold/Transferred '' notation XXXX admits selling the debt and must stop reporting per FCRA 623 ( a ) ( 5 ) Eliminate double reporting violation 3. CEASE AND DESIST ALL COLLECTION ACTIVITIES Oliphant must cease all credit reporting activities Accelerated must cease all collection activities on this alleged debt Neither may sell | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 )
etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to REQU, and the most recent logged activity is REQUESTED , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "{$24000.00} ) from all three credit bureaus ( XXXX", and the single most common underlying issue is "XXXX ) Updated credit reports showing deletion within 15 days Confirmation that deletion is permanent and will not be re-inserted 2. DELETION OF XXXX XXXX TRADELINE Immediate deletion or update to {$0.00} balance with Sold/Transferred '' notation XXXX admits selling the debt and must stop reporting per FCRA 623 ( a ) ( 5 ) Eliminate double reporting violation 3. CEASE AND DESIST ALL COLLECTION ACTIVITIES Oliphant must cease all credit reporting activities Accelerated must cease all collection activities on this alleged debt Neither may sell".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) have?
etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) respond to complaints on time?
etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 )?
The most common issue reported against etc. ) Lost work time ( hundreds of hours at reasonable hourly rate ) Emotional distress and mental anguish Professional harm and reputational damage 7. ATTORNEY FEES AND COSTS Under FDCPA 813 ( a ) ( 3 ) is "XXXX ) Updated credit reports showing deletion within 15 days Confirmation that deletion is permanent and will not be re-inserted 2. DELETION OF XXXX XXXX TRADELINE Immediate deletion or update to {$0.00} balance with Sold/Transferred '' notation XXXX admits selling the debt and must stop reporting per FCRA 623 ( a ) ( 5 ) Eliminate double reporting violation 3. CEASE AND DESIST ALL COLLECTION ACTIVITIES Oliphant must cease all credit reporting activities Accelerated must cease all collection activities on this alleged debt Neither may sell" in the "{$24000.00} ) from all three credit bureaus ( XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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