Total complaints
1
Filed since Six
2026 data Public-data reference. official source
etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein's complaint history from CFPB public records. 1 consumers have filed complaints since Six . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Six
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein complaint mix by product
- Professional Credit 1 100.0% – 0% relief
How etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Professional Credit Service | 1 |
Top States
| State | Complaints |
|---|---|
| Inc.,FL,34202,,Consent provided,Web,2020-07-09,Closed with explanation,No,N/A,3737325 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| they only wanted to collect more personal information about me for their records | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein
etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Six , and the most recent logged activity is Six months, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Professional Credit Service", and the single most common underlying issue is "they only wanted to collect more personal information about me for their records".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein have?
etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein respond to complaints on time?
etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein has a 0% timely response rate to CFPB complaints.
What is the most common complaint about etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein?
The most common issue reported against etc. I have paid this debt six months ago. They need to remove it from their records and mark it as paid.,,Ray Klein is "they only wanted to collect more personal information about me for their records" in the "Professional Credit Service" product category.
Read our methodology — how this data is sourced, computed, and verified.
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