Total complaints
1
Filed since Cred
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows enacted pursuant to constitutional authority.'s complaint history from CFPB public records. 1 consumers have filed complaints since Cred. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Cred
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How enacted pursuant to constitutional authority.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| LLC COLLECTION AGENCY is in direct violation USC 1692e. False or misleading representations A debt collector may not use any false | 1 |
| Issue | Complaints |
|---|---|
| or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
enacted pursuant to constitutional authority. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Cred, and the most recent logged activity is Credit Con, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, enacted pursuant to constitutional authority. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "LLC COLLECTION AGENCY is in direct violation USC 1692e. False or misleading representations A debt collector may not use any false", and the single most common underlying issue is "or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating enacted pursuant to constitutional authority.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
enacted pursuant to constitutional authority. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
enacted pursuant to constitutional authority. has a 0% timely response rate to CFPB complaints.
The most common issue reported against enacted pursuant to constitutional authority. is "or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing" in the "LLC COLLECTION AGENCY is in direct violation USC 1692e. False or misleading representations A debt collector may not use any false" product category.
Read our methodology — how this data is sourced, computed, and verified.