Total complaints
2
Filed since Comp
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows emotional's complaint history from CFPB public records. 2 consumers have filed complaints since Comp. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since Comp
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How emotional's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I have been : Denied credit on every account ( including a student loan for schooling ) Denied housing | 1 |
| XXXX engaged in predatory lending practices and systematic non-compliance with the Fair Debt Collection Practices Act ( FDCPA ). XXXX misapplied payments | 1 |
| State | Complaints |
|---|---|
| and personal hardship Take enforcement action against Equifax to prevent further violations Thank you for your urgent attention to my case. | 1 |
| and reputational harm. | 1 |
| Issue | Complaints |
|---|---|
| further impeding my stability Denied employment opportunities Forced to endure severe emotional distress and hardship Requested Remedies : I respectfully request that the CFPB : Investigate Equifaxs repeated failures to conduct reasonable reinvestigations Order immediate correction or permanent deletion of all inaccurate | 1 |
| and provided intentionally opaque and misleading billing statements. Despite my attempts to rectify these issues | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
emotional has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Comp, and the most recent logged activity is Impact on , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, emotional reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have been : Denied credit on every account ( including a student loan for schooling ) Denied housing", and the single most common underlying issue is "further impeding my stability Denied employment opportunities Forced to endure severe emotional distress and hardship Requested Remedies : I respectfully request that the CFPB : Investigate Equifaxs repeated failures to conduct reasonable reinvestigations Order immediate correction or permanent deletion of all inaccurate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating emotional: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
emotional has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
emotional has a 0% timely response rate to CFPB complaints.
The most common issue reported against emotional is "further impeding my stability Denied employment opportunities Forced to endure severe emotional distress and hardship Requested Remedies : I respectfully request that the CFPB : Investigate Equifaxs repeated failures to conduct reasonable reinvestigations Order immediate correction or permanent deletion of all inaccurate" in the "I have been : Denied credit on every account ( including a student loan for schooling ) Denied housing" product category.
Read our methodology — how this data is sourced, computed, and verified.