Total complaints
42
Filed since - Wh
2026 data Public-data reference. official source
emails
42 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
42 consumer complaints filed with the CFPB
This profile shows emails's complaint history from CFPB public records. 42 consumers have filed complaints since - Wh. The company has a 0% timely response rate and has provided relief in 0% of cases.
42
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
32
States Active
- Wh
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
emails complaint mix by product
- I am 7 43.8% – 0% relief
- 15 USC 3 18.8% – 0% relief
- as it 2 12.5% – 0% relief
- Discover continued 1 6.3% – 0% relief
- MI XXXX 1 6.3% – 0% relief
- XXXX 1 6.3% – 0% relief
- they denied 1 6.3% – 0% relief
How emails's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I am writing to demand that you immediately cease all attempts to collect on the debt you allege I owe. I do not recognize this debt | 7 |
| 15 USC 1692c ( c ) | 3 |
| as it was hard to pay a high-interest rate. They promised | 2 |
| Discover continued to charge late fees and interest during this time. In XX/XX/XXXX | 1 |
| MI XXXX Re : Account # XXXX ( Original Creditor : XXXX XXXX XXXX ) To Whom It May Concern | 1 |
| XXXX XXXX Re : Account Number Ending in XXXX ; Reference Number : XXXX ; Alleged Debt to Synchrony Bank in the Amount of {$4400.00} Dear XXXX XXXX XXXX : I am writing in response to your letter dated XXXX XXXX XXXX regarding an alleged debt you claim I owe to Synchrony Bank XXXX This is a formal demand for debt validation under the Fair Debt Collection Practices Act ( FDCPA ) | 1 |
| they denied the calls ever occurred - Chime approved dispute of the small {$16.00} charge but denied the {$1200.00} twice | 1 |
| it came to my notice that your Company has furnished an account on my report. In pursuant to 15 USC 1692a ( 2 ) | 1 |
| pursuant to 15 U.S.C. 1692c ( c ) of the FDCPA | 1 |
| National Credit Systems | 1 |
| I have gathered all relevant transaction details | 1 |
| I have never received any communication | 1 |
| my personal and financial information was sold | 1 |
| nothing further happened on the side of the merchant. The following is my final email to the merchant | 1 |
| my debit card was charged multiple times by an unfamiliar merchant | 1 |
| under 15 U.S.C. 1692c ( c ) | 1 |
| I continue to receive these offers even after Opting Out. Please review your records | 1 |
| once I have notified you in writing to cease all communication regarding an alleged debt | 1 |
| I am hereby requesting that each of you | 1 |
| Re : XXXX I am writing to formally notify you that | 1 |
| I hereby revoke any and all prior express consent | 1 |
| Wells Fargo is not responding to any of my communication attempts to let them know that we can XXXX XXXX XXXX XXXX ( XXXX ) such as XXXX XXXX | 1 |
| I immediately recognized that the information provided was not in any way related to my case! Citibank used membership contracts | 1 |
| XX/XX/XXXX | 1 |
| Carvana did not provide me with the hard copy of my contract as required ; I received it five days later. XXXX | 1 |
| I have been very diligent with staying in contact with my insurance company | 1 |
| i have forwarded all the information to the agency mentioned above | 1 |
| and called and emailed XXXX multiple times to register my unhappiness | 1 |
| inappropriate | 1 |
| I reviewed all available personal records | 1 |
| she said there was no promotional code attached to my account. I let her know that there was no code to enter | 1 |
| including my name | 1 |
| effective upon your receipt of this letter : 1. All collection activity must cease | 1 |
Top States
| State | Complaints |
|---|---|
| and any other forms of contact. | 7 |
| letters | 2 |
| or any other means of conduct. /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// Furthermore | 2 |
| text messages | 2 |
| and certified mail - all knowingly and willfully. In good faith | 2 |
| or notifications were provided via mail or the mobile application. | 1 |
| or mail. | 1 |
| proof ) was included in their decision documentation - This proves Chime systematically ignores customer evidence in dispute processes * * 5. DISABILITY DISCRIMINATION CONCERNS * * - I have documented XXXX including XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Banks have heightened duties to protect vulnerable customers - Chime failed to provide appropriate protections and dispute resolution for a XXXX customer * * EVIDENCE AVAILABLE : * * - Recorded phone calls with Chime representatives- Complete dispute documentation from Chime showing absence of my submitted evidence - Email communications and transaction records- Medical documentation of XXXX - Screenshots and proof submitted for disputes * * POTENTIAL LEGAL CLAIMS : * * - Banking fraud and negligence - Unfair business practices- XXXX discrimination - Breach of fiduciary duty - Violation of consumer protection laws- Systematic dispute process failures This case involves clear evidence of institutional bias against approving larger dispute amounts | 1 |
| social media | 1 |
| or any other form of communication. | 1 |
| and official correspondence. I have uploaded these documents for review and hope that CFPB will intervene to help resolve this matter. | 1 |
| or phone calls. | 1 |
| and other communications from unknown third parties. This conduct constitutes harassment and demonstrates a failure to safeguard my personal information. | 1 |
| original emails are available. I did the copy and paste here to keep things in order as they unfolded. When I dealt with capital one it appeared that every person I spoke with did not look at all I had provided in it's entirety. Every time they said I needed to provide something I let them know that I had already provided it. And after they finally took some time to look at ALL of it | 1 |
| or confirmations. | 1 |
| and any communication with third parties. You may only contact me in writing to provide the requested validation or if you initiate legal proceedings. | 1 |
| and any other data or metadata collected from me or my computer or my Internet Service provider. | 1 |
| or any other form of contact. | 1 |
| voice mails | 1 |
| prerecorded messages | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| specifically 15 U.S.C. 1692c ( c ) | 8 |
| I demand that you stop all forms of communication | 3 |
| my interest rate would be reduced. I requested to refinance based on my good credit and payment record. They informed and insisted that the only way to get the requested relief was to apply for loan modification. On their insistence and information that my interest rate would be reduced | 2 |
| I made a payment toward my account. Immediately after that payment | 1 |
| and I invoke all my rights under the FDCPA | 1 |
| a Chime dispute representative admitted they get in trouble for approving large amounts '' - This explains their pattern of approving small fraudulent charges while denying larger legitimate disputes * * 3. PATTERN OF UNFAIR DISPUTE DENIALS * * - * * XXXX XXXX Charges * * : Five months of unauthorized {$9.00} charges. Chime denied disputes for previous charges but approved only the most recent identical charge from the same vendor - * * Defective Engine Purchase * * : Purchased engine from Quality Used Engines | 1 |
| written | 1 |
| except as legally required or permitted under federal law. This includes | 1 |
| subsidiaries | 1 |
| amounts | 1 |
| validation of debt | 1 |
| or otherwise disclosed to multiple third-party entities without my consent | 1 |
| but now see no other way to resolve this issue but to turn it back over to my credit card company | 1 |
| totaling {$430.00}. I do not recognize this merchant | 1 |
| but is not limited to | 1 |
| including my name | 1 |
| except in limited circumstances ( e.g. | 1 |
| preserve any and all records | 1 |
| I am requesting that you immediately cease and desist all communication with me regarding the alleged debt referenced as XXXX I am aware of my rights under federal law | 1 |
| or authorization for your company | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About emails
emails has accumulated 42 consumer complaints in the CFPB public database, with filings active across 32 U.S. states. Of those submissions, 37 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to - Wh, and the most recent logged activity is Your actio, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, emails reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I am writing to demand that you immediately cease all attempts to collect on the debt you allege I owe. I do not recognize this debt", and the single most common underlying issue is "specifically 15 U.S.C. 1692c ( c )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating emails: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does emails have?
emails has received 42 consumer complaints filed with the Consumer Financial Protection Bureau.
Does emails respond to complaints on time?
emails has a 0% timely response rate to CFPB complaints.
What is the most common complaint about emails?
The most common issue reported against emails is "specifically 15 U.S.C. 1692c ( c )" in the "I am writing to demand that you immediately cease all attempts to collect on the debt you allege I owe. I do not recognize this debt" product category.
Read our methodology — how this data is sourced, computed, and verified.
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