2026 data Public-data reference. official source

Elite Financial Services, Inc.

40 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

40 consumer complaints filed with the CFPB

This profile shows Elite Financial Services, Inc.'s complaint history from CFPB public records. 40 consumers have filed complaints since 2014. The company has a 62.5% timely response rate and has provided relief in 2.5% of cases.

40
Total Complaints
62.5%
Timely Response
7.5%
Disputed
2.5%
Relief Provided
15
States Active
2014
Since

Total complaints

40

Filed since 2014

Timely response

62.5%

CFPB-tracked response window

Relief rate

2.5%

Closed with monetary or non-monetary relief

Timely response rate 62.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.5%
Industry median

Share closed with monetary or non-monetary relief.

Elite Financial Services, Inc. complaint mix by product

Total complaints: 40

Elite Financial Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 31 complaints (77.5%), resolution 3.2% Debt collection 77.5% Debt or: 4 complaints (10.0%), resolution 0.0% Debt or 10.0% Credit reporting,: 2 complaints (5.0%), resolution 0.0% Credit reporting: 2 complaints (5.0%), resolution 0.0% Payday loan,: 1 complaints (2.5%), resolution 0.0%
  • Debt collection 31 77.5% 3% relief
  • Debt or 4 10.0% 0% relief
  • Credit reporting, 2 5.0% 0% relief
  • Credit reporting 2 5.0% 0% relief
  • Payday loan, 1 2.5% 0% relief

How Elite Financial Services, Inc.'s 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 31
Debt or credit management 4
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 2
Payday loan, title loan, or personal loan 1

Top States

State Complaints
MO 18
FL 4
KS 3
DE 2
IA 2
SC 1
NE 1
ND 1
NJ 1
IL 1
AZ 1
CA 1
MI 1
GA 1
TX 1

Top Issues

Issue Complaints
Communication tactics 7
Attempts to collect debt not owed 6
Cont'd attempts collect debt not owed 6
Written notification about debt 5
Took or threatened to take negative or legal action 4
Incorrect information on your report 2
Credit monitoring or identity theft protection services 1
Confusing or missing disclosures 1
Improper contact or sharing of info 1
Charged upfront or unexpected fees 1
Improper use of your report 1
Didn't provide services promised 1
Taking/threatening an illegal action 1
False statements or representation 1
Problem with customer service 1
Can't contact lender or servicer 1

Yearly Trend

Year Complaints Timely
2014 3 100%
2015 7 28.6%
2016 3 33.3%
2017 4 75%
2018 8 100%
2019 4 100%
2020 3 100%
2021 2 50%
2024 4 0%
2025 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Elite Financial Services, Inc.

Elite Financial Services, Inc. has accumulated 40 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 13 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2025-10-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Elite Financial Services, Inc. reports a 62.5% timely-response rate and has closed 80% of cases with a written explanation to the consumer. 2.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Elite Financial Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Elite Financial Services, Inc. have?

Elite Financial Services, Inc. has received 40 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Elite Financial Services, Inc. respond to complaints on time?

Elite Financial Services, Inc. has a 62.5% timely response rate to CFPB complaints.

What is the most common complaint about Elite Financial Services, Inc.?

The most common issue reported against Elite Financial Services, Inc. is "Communication tactics" in the "Debt collection" product category.

Related