2026 data Public-data reference. official source

Electronic Funds Transfer Act

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows Electronic Funds Transfer Act's complaint history from CFPB public records. 1 consumers have filed complaints since My a. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
My a
Since

Total complaints

1

Filed since My a

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Electronic Funds Transfer Act complaint mix by product

Total complaints: 1

Electronic Funds Transfer Act complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I never: 1 complaints (100.0%), resolution 0.0% I never 100.0%
  • I never 1 100.0% 0% relief

How Electronic Funds Transfer Act's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I never requested a change of address on my checking account. Nor have I authorized the bank to perform one. I then asked 1

Top States

State Complaints
and the ECOA. 1

Top Issues

Issue Complaints
Who authorized this Fraudulent change? '' and Who made this Fraudulent change? '' I was told that I can't be provided with that information. I was then instructed to visit a branch that is open on Saturday. Due to the closed offsite back office 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Electronic Funds Transfer Act

Electronic Funds Transfer Act has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to My a, and the most recent logged activity is My address, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Electronic Funds Transfer Act reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I never requested a change of address on my checking account. Nor have I authorized the bank to perform one. I then asked", and the single most common underlying issue is "Who authorized this Fraudulent change? '' and Who made this Fraudulent change? '' I was told that I can't be provided with that information. I was then instructed to visit a branch that is open on Saturday. Due to the closed offsite back office".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Electronic Funds Transfer Act: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Electronic Funds Transfer Act have?

Electronic Funds Transfer Act has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Electronic Funds Transfer Act respond to complaints on time?

Electronic Funds Transfer Act has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Electronic Funds Transfer Act?

The most common issue reported against Electronic Funds Transfer Act is "Who authorized this Fraudulent change? '' and Who made this Fraudulent change? '' I was told that I can't be provided with that information. I was then instructed to visit a branch that is open on Saturday. Due to the closed offsite back office" in the "I never requested a change of address on my checking account. Nor have I authorized the bank to perform one. I then asked" product category.

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