Total complaints
1
Filed since I ha
2026 data Public-data reference. official source
effecting my credit score significantly
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows effecting my credit score significantly's complaint history from CFPB public records. 1 consumers have filed complaints since I ha. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I ha
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
effecting my credit score significantly complaint mix by product
- I was 1 100.0% – 0% relief
How effecting my credit score significantly's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I was running short | 1 |
Top States
| State | Complaints |
|---|---|
| even know they won't allow me to make the past due payment. I have provided proof that my account was not even 30 days past due at the time of account closure and when sent to collections and was unable to make the payment prior to the 30 days. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX. for collections by American Express. I received an email from AMEX dated XX/XX/XXXX stating the card was being cancelled and was not given a reason. I also received a Notice from a debt collector XXXX XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About effecting my credit score significantly
effecting my credit score significantly has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ha, and the most recent logged activity is I have had, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, effecting my credit score significantly reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I was running short", and the single most common underlying issue is "XXXX. for collections by American Express. I received an email from AMEX dated XX/XX/XXXX stating the card was being cancelled and was not given a reason. I also received a Notice from a debt collector XXXX XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating effecting my credit score significantly: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does effecting my credit score significantly have?
effecting my credit score significantly has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does effecting my credit score significantly respond to complaints on time?
effecting my credit score significantly has a 0% timely response rate to CFPB complaints.
What is the most common complaint about effecting my credit score significantly?
The most common issue reported against effecting my credit score significantly is "XXXX. for collections by American Express. I received an email from AMEX dated XX/XX/XXXX stating the card was being cancelled and was not given a reason. I also received a Notice from a debt collector XXXX XXXX XXXX" in the "I was running short" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
