CFPB · Diversified product mix

Echelon Financial, Inc.

23 CFPB complaints · diversified mix (top product 21.7%) · top issue Incorrect information on your report.

23 CFPB complaints

Echelon Financial, Inc.: top product "Bank account or service" is only 21.7% of 23 - multi-bucket mix. Timely 65.2% · relief 60.9%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2013 to 2025

CFPB relief outcome brief

CCDB company echelon-financial-inc

60.9% relief · 65.2% timely · 23 filings · Bank account or service

Nearest relief peer: Tcf National Bank (33.8% relief)

Echelon Financial, Inc. (thi…60.9%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Echelon Financial, Inc. and nearest filing-volume peers

Echelon Financial, Inc. closes 60.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Echelon Financial, Inc.'s 23 filings include narrative text

52.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 65.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 60.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Echelon Financial, Inc. complaint mix by product

Total complaints: 23

Echelon Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Bank account: 5 complaints (22.7%), resolution 80.0% Bank account 22.7% Credit reporting,: 5 complaints (22.7%), resolution 40.0% Credit reporting, 22.7% Debt collection: 3 complaints (13.6%), resolution 66.7% Debt collection 13.6% Credit reporting: 3 complaints (13.6%), resolution 100.0% Credit reporting 13.6% Credit card: 3 complaints (13.6%), resolution 100.0% Credit card 13.6% Mortgage: 2 complaints (9.1%), resolution 0.0% Mortgage 9.1% Credit reporting: 1 complaints (4.5%), resolution 0.0%
  • Bank account 5 22.7% 80% relief
  • Credit reporting, 5 22.7% 40% relief
  • Debt collection 3 13.6% 67% relief
  • Credit reporting 3 13.6% 100% relief
  • Credit card 3 13.6% 100% relief
  • Mortgage 2 9.1% 0% relief
  • Credit reporting 1 4.5% 0% relief

How Echelon Financial, Inc.'s 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Bank account or service 5
Credit reporting, credit repair services, or other personal consumer reports 5
Debt collection 3
Credit reporting 3
Credit card 3
Mortgage 2
Credit reporting or other personal consumer reports 1
Credit card or prepaid card 1

Where Echelon Financial, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
21.7% of this company's filings
CA5MA3TX2MI2PR1WA1NM1ME1

Echelon Financial, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2013
02468 2013201420152016201720182019202020212025 1

Top States

State Complaints
CA 5
MA 3
TX 2
MI 2
PR 1
WA 1
NM 1
ME 1
FL 1
DE 1
NJ 1
WV 1
OR 1
IL 1
AZ 1

Top Issues

Issue Complaints
Incorrect information on your report 2
Cont'd attempts collect debt not owed 2
Credit monitoring or identity protection 2
Using a debit or ATM card 2
Fraud or scam 2
Account opening, closing, or management 1
Identity theft / Fraud / Embezzlement 1
Other 1
Making/receiving payments, sending money 1
Credit reporting company's investigation 1
False statements or representation 1
Problems caused by my funds being low 1
Application, originator, mortgage broker 1
Credit decision / Underwriting 1
Unsolicited issuance of credit card 1
Credit monitoring or identity theft protection services 1
Problem with a purchase shown on your statement 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 2 50%
2015 6 33.3%
2016 6 83.3%
2017 2 100%
2018 1 100%
2019 1 0%
2020 2 100%
2021 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Echelon Financial, Inc. spreads across product buckets

Echelon Financial, Inc.'s 23 logged complaints stay concentrated: only 15 states show a filing. 52.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-06-30.

Echelon Financial, Inc. answers 65.2% of complaints inside the CFPB's tracked window and closes 39.1% with a written explanation. 60.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Bank account or service" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Echelon Financial, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Echelon Financial, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Echelon Financial, Inc. (65.2% timely; 60.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix