Total complaints
19
Filed since 15 U
2026 data Public-data reference. official source
disputes the validity of the debt
19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
19 consumer complaints filed with the CFPB
This profile shows disputes the validity of the debt's complaint history from CFPB public records. 19 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
19
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
disputes the validity of the debt complaint mix by product
- specifically outlined 3 23.1% – 0% relief
- specifically Section 2 15.4% – 0% relief
- which states 2 15.4% – 0% relief
- Affiant is 2 15.4% – 0% relief
- Affiant is 2 15.4% – 0% relief
- # 17 1 7.7% – 0% relief
- Since no 1 7.7% – 0% relief
How disputes the validity of the debt's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| specifically outlined in Section 809 ( b ) | 3 |
| specifically Section 1692g | 2 |
| which states | 2 |
| Affiant is aware and has proof XXXX XXXX XXXX | 2 |
| Affiant is aware and has proof Resurgent Capital Services | 2 |
| # 17 | 1 |
| Since no other documentation was provided to me prior either through electronic means or at my known & lawful residence | 1 |
| pursuant to 15 USC 1692e ( 10 ) Midland Credit Management unlawful | 1 |
| specifically | 1 |
| a debt collector may not communicate with a consumer in connection with the collection of any debt. As a consumer | 1 |
| or in substitution for | 1 |
| and I have received multiple letters in the mail and phone calls from companies such as yourselves wanting to collect an alleged debt. I am confused about what appears to be the same alleged debt coming from multiple sources. In regard to what seems to be a Student Loan. In order to narrow my confusion | 1 |
| amount | 1 |
Top States
| State | Complaints |
|---|---|
| or any portion thereof | 19 |
Top Issues
| Issue | Complaints |
|---|---|
| a debt collector shall | 18 |
| misleading representative and unfair business practices can not use any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. In fact | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About disputes the validity of the debt
disputes the validity of the debt has accumulated 19 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 19 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is XXXX. XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, disputes the validity of the debt reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "specifically outlined in Section 809 ( b )", and the single most common underlying issue is "a debt collector shall".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating disputes the validity of the debt: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does disputes the validity of the debt have?
disputes the validity of the debt has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.
Does disputes the validity of the debt respond to complaints on time?
disputes the validity of the debt has a 0% timely response rate to CFPB complaints.
What is the most common complaint about disputes the validity of the debt?
The most common issue reported against disputes the validity of the debt is "a debt collector shall" in the "specifically outlined in Section 809 ( b )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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