Discover called me to tell me that I was NOW late for the XX/XX/XXXX payment and that the future '' payment that we set up XX/XX/XXXX had been returned. Ordinarily I would not have questioned this tactic because I thought Discover was a reputable company. However I knew there was some deception in that statement because I have money in the bank ( never a XXXX balance ) and I have overdraft '' protection. So If any payment had been processed it would NOT have been returned by my bank as the Discover Agent was alledging. So to correct this matter ''

What the CFPB Record Shows About Discover called me to tell me that I was NOW late for the XX/XX/XXXX payment and that the future '' payment that we set up XX/XX/XXXX had been returned. Ordinarily I would not have questioned this tactic because I thought Discover was a reputable company. However I knew there was some deception in that statement because I have money in the bank ( never a XXXX balance ) and I have overdraft '' protection. So If any payment had been processed it would NOT have been returned by my bank as the Discover Agent was alledging. So to correct this matter ''

Discover called me to tell me that I was NOW late for the XX/XX/XXXX payment and that the future '' payment that we set up XX/XX/XXXX had been returned. Ordinarily I would not have questioned this tactic because I thought Discover was a reputable company. However I knew there was some deception in that statement because I have money in the bank ( never a XXXX balance ) and I have overdraft '' protection. So If any payment had been processed it would NOT have been returned by my bank as the Discover Agent was alledging. So to correct this matter '' has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This is NO, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Discover called me to tell me that I was NOW late for the XX/XX/XXXX payment and that the future '' payment that we set up XX/XX/XXXX had been returned. Ordinarily I would not have questioned this tactic because I thought Discover was a reputable company. However I knew there was some deception in that statement because I have money in the bank ( never a XXXX balance ) and I have overdraft '' protection. So If any payment had been processed it would NOT have been returned by my bank as the Discover Agent was alledging. So to correct this matter '' reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 100% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "wire", and the single most common underlying issue is "theft by deception-take your pick ). Discover will call if a payment has not been made on the exact date of the due date ( even if I paid in advance ). With these phone calls".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Discover called me to tell me that I was NOW late for the XX/XX/XXXX payment and that the future '' payment that we set up XX/XX/XXXX had been returned. Ordinarily I would not have questioned this tactic because I thought Discover was a reputable company. However I knew there was some deception in that statement because I have money in the bank ( never a XXXX balance ) and I have overdraft '' protection. So If any payment had been processed it would NOT have been returned by my bank as the Discover Agent was alledging. So to correct this matter '': cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.