2026 data Public-data reference. official source

discharge the underlying debt. ( Doc. 13

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows discharge the underlying debt. ( Doc. 13's complaint history from CFPB public records. 1 consumers have filed complaints since Here. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Here
Since

Total complaints

1

Filed since Here

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

discharge the underlying debt. ( Doc. 13 complaint mix by product

Total complaints: 1

discharge the underlying debt. ( Doc. 13 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Synchrony does: 1 complaints (100.0%), resolution 0.0% Synchrony does 100.0%
  • Synchrony does 1 100.0% 0% relief

How discharge the underlying debt. ( Doc. 13's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Synchrony does not argue that Plaintiff failed to plead any of the required elements. Rather 1

Top States

State Complaints
p. 4. ) The parties cite non-binding and conflicting case law regarding the legal import of issuing a 1099-C. Synchrony cites cases holding that the issuance and filing of a 1099-C does not legally extinguish the underlying debt. See e.g. 1

Top Issues

Issue Complaints
Inc. 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About discharge the underlying debt. ( Doc. 13

discharge the underlying debt. ( Doc. 13 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Here, and the most recent logged activity is Here, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, discharge the underlying debt. ( Doc. 13 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Synchrony does not argue that Plaintiff failed to plead any of the required elements. Rather", and the single most common underlying issue is "Inc.".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating discharge the underlying debt. ( Doc. 13: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does discharge the underlying debt. ( Doc. 13 have?

discharge the underlying debt. ( Doc. 13 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does discharge the underlying debt. ( Doc. 13 respond to complaints on time?

discharge the underlying debt. ( Doc. 13 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about discharge the underlying debt. ( Doc. 13?

The most common issue reported against discharge the underlying debt. ( Doc. 13 is "Inc." in the "Synchrony does not argue that Plaintiff failed to plead any of the required elements. Rather" product category.

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