Total complaints
1
Filed since BACK
2026 data Public-data reference. official source
despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF.
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF.'s complaint history from CFPB public records. 1 consumers have filed complaints since BACK. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
BACK
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. complaint mix by product
- there was 1 100.0% – 0% relief
How despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| there was no option to pay the monthly minimum. Rather | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| including past the time Bank of America charged off the account. For evidence of this | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF.
despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to BACK, and the most recent logged activity is BACKGROUND, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "there was no option to pay the monthly minimum. Rather", and the single most common underlying issue is "including past the time Bank of America charged off the account. For evidence of this".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. have?
despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. respond to complaints on time?
despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF.?
The most common issue reported against despite the requirements of the CARD Act to provide 45 day notice of a change in terms. This is visible in Document 4 in the attached PDF. is "including past the time Bank of America charged off the account. For evidence of this" in the "there was no option to pay the monthly minimum. Rather" product category.
Read our methodology — how this data is sourced, computed, and verified.
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