2026 data Public-data reference. official source

despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally's complaint history from CFPB public records. 3 consumers have filed complaints since Fina. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Fina
Since

Total complaints

3

Filed since Fina

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally complaint mix by product

Total complaints: 3

despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I am: 3 complaints (100.0%), resolution 0.0% I am 100.0%
  • I am 3 100.0% 0% relief

How despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I am disputing a collection account that appears inaccurately and incompletely across the credit bureaus. XXXX XXXX XXXX account ( Original Creditor : XXXX ) reference XXXXXXXX XXXX XXXX with a balance of {$1600.00} * * is currently not being reported in Equifax 3

Top States

State Complaints
the missing entry in Equifax suggests the account may not have been properly furnished or certified to that bureau 3

Top Issues

Issue Complaints
I contacted XXXX about a billing dispute involving services I did not fully receive and aligners that were returned due to fit issues. I submitted a request for an itemized bill 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally

despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Fina, and the most recent logged activity is Finally, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I am disputing a collection account that appears inaccurately and incompletely across the credit bureaus. XXXX XXXX XXXX account ( Original Creditor : XXXX ) reference XXXXXXXX XXXX XXXX with a balance of {$1600.00} * * is currently not being reported in Equifax", and the single most common underlying issue is "I contacted XXXX about a billing dispute involving services I did not fully receive and aligners that were returned due to fit issues. I submitted a request for an itemized bill".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally have?

despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally respond to complaints on time?

despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally has a 0% timely response rate to CFPB complaints.

What is the most common complaint about despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally?

The most common issue reported against despite my written requests under the Fair Debt Collection Practices Act. The unresolved dispute and lack of verification make this reporting unreliable and incomplete. Additionally is "I contacted XXXX about a billing dispute involving services I did not fully receive and aligners that were returned due to fit issues. I submitted a request for an itemized bill" in the "I am disputing a collection account that appears inaccurately and incompletely across the credit bureaus. XXXX XXXX XXXX account ( Original Creditor : XXXX ) reference XXXXXXXX XXXX XXXX with a balance of {$1600.00} * * is currently not being reported in Equifax" product category.

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