Total complaints
3
Filed since FCRA
2026 data Public-data reference. official source
despite my disputes
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows despite my disputes's complaint history from CFPB public records. 3 consumers have filed complaints since FCRA. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
FCRA
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
despite my disputes complaint mix by product
- opened XX/XX/XXXX. 2 66.7% – 0% relief
- yet the 1 33.3% – 0% relief
How despite my disputes's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| opened XX/XX/XXXX. I dispute this reporting because no proof of contract | 2 |
| yet the bureaus have ignored my requests and continue to report the following fraudulent accounts and inquiries : Fraudulent Accounts : XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| demonstrates non-compliance with 611 ( a ) regarding reinvestigations. Unless full proof of ownership and balance is produced | 2 |
| demonstrates a clear violation of this obligation. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or assignment of debt has been provided. Under the FDCPA | 2 |
| Open Date : XX/XX/XXXX XXXX XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About despite my disputes
despite my disputes has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to FCRA, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, despite my disputes reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "opened XX/XX/XXXX. I dispute this reporting because no proof of contract", and the single most common underlying issue is "or assignment of debt has been provided. Under the FDCPA".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating despite my disputes: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does despite my disputes have?
despite my disputes has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does despite my disputes respond to complaints on time?
despite my disputes has a 0% timely response rate to CFPB complaints.
What is the most common complaint about despite my disputes?
The most common issue reported against despite my disputes is "or assignment of debt has been provided. Under the FDCPA" in the "opened XX/XX/XXXX. I dispute this reporting because no proof of contract" product category.
Read our methodology — how this data is sourced, computed, and verified.
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