Total complaints
6
Filed since 1681
2026 data Public-data reference. official source
denied loans
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
6 consumer complaints filed with the CFPB
This profile shows denied loans's complaint history from CFPB public records. 6 consumers have filed complaints since 1681. The company has a 0% timely response rate and has provided relief in 0% of cases.
6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
1681
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
denied loans complaint mix by product
- 15 U.S.C. 2 33.3% – 0% relief
- 15 U.S.C. 1 16.7% – 0% relief
- 15 U.S.C. 1 16.7% – 0% relief
- 15 U.S.C. 1 16.7% – 0% relief
- 15 U.S.C. 1 16.7% – 0% relief
How denied loans's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request 3. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information 4. Florida Information Protection Act ( FIPA ) Failure to properly handle and delete consumer data upon request 5. California Consumer Privacy Act ( CCPA ) ( if applicable ) Noncompliance with consumer requests to delete personal information XXXX. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair | 2 |
| 15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request XXXX. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information 4. Florida Information Protection Act ( FIPA ) Failure to properly handle and delete consumer data upon request 5. California Consumer Privacy Act ( CCPA ) ( if applicable ) Noncompliance with consumer requests to delete personal information XXXX. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair | 1 |
| 15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request 3. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information XXXX XXXX XXXXXXXX XXXX XXXX ( XXXX ) Failure to properly handle and delete consumer data upon request XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( if applicable ) Noncompliance with consumer requests to delete personal information 6. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair | 1 |
| 15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request XXXX. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information XXXX. Florida Information Protection Act ( FIPA ) Failure to properly handle and delete consumer data upon request XXXX. California Consumer Privacy Act ( CCPA ) ( if applicable ) Noncompliance with consumer requests to delete personal information XXXX. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair | 1 |
| 15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request 3. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Failure to properly handle and delete consumer data upon request XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( if applicable ) Noncompliance with consumer requests to delete personal information 6. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair | 1 |
Top States
| State | Complaints |
|---|---|
| or higher interest rates Punitive damages for willful noncompliance ( under 15 U.S.C. 1681n ) Civil penalties under state privacy laws Potential class action exposure if others are similarly affected,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 2 |
| or higher interest rates Punitive damages for willful noncompliance ( under 15 U.S.C. 1681n ) Civil penalties under state privacy laws Potential class action exposure if others are similarly affected,,AMERICAN EXPRESS COMPANY,FL,349XX,,Consent provided,Web,2025-05-10,Closed with explanation,Yes,N/A,13441741 | 1 |
| or higher interest rates Punitive damages for willful noncompliance ( under 15 U.S.C. 1681n ) Civil penalties under state privacy laws Potential class action exposure if others are similarly affected,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,349XX,,Consent provided,Web,2025-05-10,Closed with explanation,Yes,N/A,13441742 | 1 |
| or higher interest rates Punitive damages for willful noncompliance ( under 15 U.S.C. 1681n ) Civil penalties under state privacy laws Potential class action exposure if others are similarly affected,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| or higher interest rates Punitive damages for willful noncompliance ( under 15 U.S.C. 1681n ) Civil penalties under state privacy laws Potential class action exposure if others are similarly affected,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or abusive acts or practices ( UDAAP ) Consequences for Noncompliance : If these violations continue | 6 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About denied loans
denied loans has accumulated 6 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1681, and the most recent logged activity is 1681s-2 ( , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, denied loans reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request 3. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information 4. Florida Information Protection Act ( FIPA ) Failure to properly handle and delete consumer data upon request 5. California Consumer Privacy Act ( CCPA ) ( if applicable ) Noncompliance with consumer requests to delete personal information XXXX. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair", and the single most common underlying issue is "or abusive acts or practices ( UDAAP ) Consequences for Noncompliance : If these violations continue".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating denied loans: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does denied loans have?
denied loans has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.
Does denied loans respond to complaints on time?
denied loans has a 0% timely response rate to CFPB complaints.
What is the most common complaint about denied loans?
The most common issue reported against denied loans is "or abusive acts or practices ( UDAAP ) Consequences for Noncompliance : If these violations continue" in the "15 U.S.C. 1692 et seq. ( if applicable to third-party collections ) 1692e : Misrepresentation of the debt 1692g : Failure to validate the debt upon request 3. Gramm-Leach-Bliley Act ( GLBA ) Failure to safeguard personal financial information 4. Florida Information Protection Act ( FIPA ) Failure to properly handle and delete consumer data upon request 5. California Consumer Privacy Act ( CCPA ) ( if applicable ) Noncompliance with consumer requests to delete personal information XXXX. Consumer Financial Protection Act ( Title X of the Dodd-Frank Act ) Unfair" product category.
Read our methodology — how this data is sourced, computed, and verified.
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